The Mortgage Group (NI) Ltd
Reference number: 232427
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 22 years
- Protected through the principal
- No FCA actions
- Active company since 2000
- Accounts filed up to 31 October 2025
Responsible principal firm
Mortgage Advice Bureau Limited Reference number: 455545 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- The Mortgage Group (NI) Ltd (FRN 232427) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use The Mortgage Group (NI)'s services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from The Mortgage Group (NI), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Ashwood House, 58 Newforge Lane, Belfast, BT9 5NF, United Kingdom
In the full report: 3 background checks
- When themortgagegroupni.co.uk first appeared online, and whether it can receive email
- What kind of line 028 9066 2187 is
- Who else gives the postcode BT9 5NF
Other names (20)
If you were contacted under any of these names, it is this firm.
- Money Matters Trading name: A name it trades under now.
- Mortgage Advice Bureau Trading name: A name it trades under now.
- NI Financial Consultancy Services Trading name: A name it trades under now.
- FFS Fleming Financial Solutions Former trading name: A name it used to trade under.
- F.S.G. Former trading name: A name it used to trade under.
- Harte & McGarrigle Financial Advisors & Independent Mortgage Consultants Former trading name: A name it used to trade under.
- Harte & McGarrigle Independent Mortgage Broker & Property Sales Former trading name: A name it used to trade under.
- Joe Kernan and Sons (Estate Agents and Mortgage Brokers) Former trading name: A name it used to trade under.
- John Kenny Financial Services Former trading name: A name it used to trade under.
- John Peoples and Associates Former trading name: A name it used to trade under.
- KG Byrne and Associates Former trading name: A name it used to trade under.
- Magill Mortgages and Financial Services Former trading name: A name it used to trade under.
- McPolin Financial services Former trading name: A name it used to trade under.
- Mortgage Wizard Former trading name: A name it used to trade under.
- PC Mortgage Solutions Former trading name: A name it used to trade under.
- Red Door Mortgages Former trading name: A name it used to trade under.
- Simon Kerr and Associates Former trading name: A name it used to trade under.
- Smyth Hastings Former trading name: A name it used to trade under.
- TMC Financial Former trading name: A name it used to trade under.
- T.M.C Mortgages Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Mortgage Advice Bureau Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- THE MORTGAGE GROUP (NI) LIMITED
- Company number
- NI039335 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 28 September 2000 (26 years old)
- Registered office
- 1st Floor Ashwood House, Newforge Lane, Belfast, BT9 5NF, Northern Ireland
- Nature of business
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- Activities of mortgage finance companies (SIC 64922)
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Stephen Karl Allen | Director | Dec 1958 | 1 Nov 2011 | 1 other company |
| Orlagh Therese Hallett | Director | Feb 1976 | 17 Oct 2023 | None |
| Samuel James Sinclair | Secretary | Not published | 28 Sep 2000 | – |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- still active
- 1
- is FCA-registered
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- All 12 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£68.2k
+951% from £6,487
Cash at bank
£138k
+5.4% from £131k
Employees (average)
13
+30% from 10
Owed within a year
£149k
+5.8% from £141k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company NI039335. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
The Mortgage Group (NI)’s history from the FCA register and Companies House, newest first.
2024
11 April 2024
- Gavin Philip White became a part-owner (25–50% of shares)
- Orlagh Therese Hallett became a part-owner (25–50% of shares)
- Stephen Karl Allen became a part-owner (25–50% of shares)
Companies House
2023
17 October 2023
- Colin John White stopped being a part-owner
Companies House
2016
6 April 2016
- Colin John White became a part-owner (25–50% of shares)
Companies House
2004
26 March 2004
- Became an appointed representative
FCA register
2000
28 September 2000
- Incorporated at Companies House
Companies House
In the full report: all 66 events
- All 66 events in its history (7 shown here)
- Every director appointment and resignation: 22
Firms connected to The Mortgage Group (NI)
Other FCA-listed firms that share a director, phone number or address with The Mortgage Group (NI). A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share a director
- 1
- share its postcode
- 1
In the full report: all 2 connected firms, named
- How each is linked: shared directors (1), the same postcode (1)
- Who links each one: the named directors, with dates
Firms like The Mortgage Group (NI)
Other firms of the same type (insurance broker), nearest first.
In Belfast
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on The Mortgage Group (NI)
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 66 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
Is The Mortgage Group (NI) Ltd FCA authorised?
What does appointed representative mean for The Mortgage Group (NI)?
What is The Mortgage Group (NI)’s phone number and website?
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Who runs The Mortgage Group (NI)?
How long has The Mortgage Group (NI) been in business?
What do The Mortgage Group (NI)’s latest accounts show?
Does The Mortgage Group (NI) use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk