The Probate Bureau Financial Services Ltd: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 16 years
Protected through the principal
No FCA actions
Active company since 2009
Accounts filed up to 30 September 2025
Confirmation statement is overdue at Companies House
On its latest accounts it owed £99.3k more than it owned
1 thing worth a closer look in the background checks

Responsible principal firm

Sense Network Limited Reference number: 465124 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
The Probate Bureau Financial Services Ltd (FRN 511420) is an AR of Sense Network Limited (FRN 465124). When you use The Probate Bureau Financial Services's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from The Probate Bureau Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

tpbwealth.com (opens in a new tab)
Phone number

0844 257 8290
Address

3 Crane Mead Business Park, Crane Mead, Ware, Hertfordshire, SG12 9PZ, United Kingdom

In the full report: 3 background checks, 1 thing worth a closer look

When tpbwealth.com first appeared online, and whether it can receive email
What kind of line 0844 257 8290 is
Who else gives the postcode SG12 9PZ

Other names (2)

If you were contacted under any of these names, it is this firm.

The Probate Bureau Wealth Management Trading name: A name it trades under now.
TPB Financial Services Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Sense Network Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

Confirmation statement is overdue at Companies House.

Company number: 07035806 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 30 September 2009 (17 years old)
Registered office: 19-20 Bourne Court, Southend Road, Woodford Green, Essex, IG8 8HD
Nature of business: Financial management (SIC 70221)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
James Garth Hurdman	Director	Jan 1975	30 Sep 2009	None
David Hartley West	Director	Feb 1963	30 Sep 2009	4 other companies
Eve Lynn West	Director	Mar 1967	30 Sep 2009	1 other company

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 4
closed down: 2
is FCA-registered: 1

In the full report: all 4 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register
The 1 company these 3 directors run together

Filed accounts and finances

Year to 30 September 2025Abridged accountsNot audited

Net assets

−£99.3k

Up £2,127 from −£101k

Cash at bank

£1,982

Up £1,390 from £592

Employees (average)

1

Same as 1

Owed within a year

£101k

+1.9% from £98.7k

Net assets are negative: on its last balance sheet the company owed £99.3k more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07035806. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

The Probate Bureau Financial Services’s history from the FCA register and Companies House, newest first.

Key events (4) All events (10)

2016

6 April 2016

David Hartley West became a part-owner (25–50% of shares)
Eve Lynn West became a part-owner (25–50% of shares)

Companies House

2009

29 October 2009

Became an appointed representative

FCA register

30 September 2009

Incorporated at Companies House

Companies House

In the full report: all 10 events

All 10 events in its history (4 shown here)
Every director appointment and resignation: 3

Firms connected to The Probate Bureau Financial Services

Other FCA-listed firms that share a director, phone number or address with The Probate Bureau Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share a director: 1

In the full report: the connected firm, named

How it is linked: shared directors (1)
Who links it to this firm: the named directors, with dates

Firms like The Probate Bureau Financial Services

Other firms of the same type (financial adviser), nearest first.

In Ware

Georgeson Foreign Exchange LimitedWareAppointed representative Paul Butler & Partners Financial Planning LtdWareAppointed representative Steven NahumWareAppointed representative SWCO Financial Planning LimitedWareAppointed representative Whiston Wealth Management LtdWareAppointed representative APG Wealth Management LtdWareAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Probate Bureau Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

4 other companies its directors have run, named
3 background checks on its contact details, 1 flagged
7 years of accounts, charted
All 10 events in its history
1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is The Probate Bureau Financial Services Ltd FCA authorised?

The Probate Bureau Financial Services Ltd (FRN 511420) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for The Probate Bureau Financial Services?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. The Probate Bureau Financial Services Ltd (FRN 511420) is an AR of Sense Network Limited (FRN 465124). When you use The Probate Bureau Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from The Probate Bureau Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is The Probate Bureau Financial Services’ phone number and website?

The FCA register lists the phone number 0844 257 8290 and the website tpbwealth.com for The Probate Bureau Financial Services. If you were given different contact details, use these to check with the firm before going any further.

Is The Probate Bureau Financial Services a scam or clone?

The Probate Bureau Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with The Probate Bureau Financial Services?

Protection works through Sense Network Limited, the principal firm responsible for The Probate Bureau Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns The Probate Bureau Financial Services?

Companies House lists 2 people with significant control of The Probate Bureau Financial Services: Mr David Hartley West (25–50% of shares) and Mrs Eve Lynn West (25–50% of shares).

Who runs The Probate Bureau Financial Services?

Companies House lists 3 directors of The Probate Bureau Financial Services: James Garth Hurdman, David Hartley West and Eve Lynn West.

How long has The Probate Bureau Financial Services been in business?

The company was formed on 30 September 2009.

What do The Probate Bureau Financial Services’ latest accounts show?

Its latest accounts, to 30 September 2025, show net assets of −£99.3k (up £2,127 from −£101k) and cash at bank of £1,982 (up £1,390 from £592).

Does The Probate Bureau Financial Services use any other names?

It trades as The Probate Bureau Wealth Management. It has previously used the name TPB Financial Services.