The Purpl Co Limited

Reference number: 1031069

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Holiday Extras Cover Limited Reference number: 828848 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • THE PURPL CO LIMITED (FRN 1031069) introduces customers to Holiday Extras Cover Limited (FRN 828848). Any regulated advice or arranging is done by the principal, not THE PURPL CO.
  • Example: if THE PURPL CO refers you to a financial adviser, the advice should come from the principal firm, not from THE PURPL CO itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07792 104083

  • Address

    100 Church Street, Brighton, East Sussex, BN1 1UJ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07792 104083 is
  • Who else gives the postcode BN1 1UJ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Holiday Extras Cover Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14553148
Company status
Active
Company type
Private limited company
Incorporated
21 December 2022 (3 years old)
Registered office
100 Church Street, Brighton, East Sussex, BN1 1UJ, United Kingdom
Nature of business
  • Other publishing activities (SIC 58190)

Directors and company secretaries

Name Role Born Appointed Other companies
Georgina Colman Director Oct 1976 21 Dec 2022 2 other companies
Joel Joseph Baynes Director Feb 1982 6 Dec 2024 7 other companies
David John Mcnally Director Aug 1964 23 Jul 2025 6 other companies
Seth Richardson Director Aug 1975 23 Jul 2025 9 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
18
closed down
5
run together
4

In the full report: all 18 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 4 companies these 4 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£223k

+81% from £123k

Cash at bank

£242k

−13% from £279k

Employees (average)

7

+600% from 1

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14553148. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

The Purpl Co’s history from the FCA register and Companies House, newest first.

Key events (3) All events (9)

2025

26 March 2025

  • Became an introducer appointed representative

FCA register

2022

21 December 2022

  • Incorporated at Companies House
  • Georgina Colman became a part-owner (25–50% of shares)

Companies House

In the full report: all 9 events

  • All 9 events in its history (3 shown here)
  • Every director appointment and resignation: 6
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Firms like The Purpl Co

Other firms of the same type (insurance broker), nearest first.

In Brighton

INTO University Partnerships LimitedBrightonAppointed representativeBusiness Insurance Brokers LtdBrightonAppointed representativeGraves Son & Pilcher LLPBrightonAppointed representativeHCI Group Global (UK) LimitedBrightonAppointed representativeHealthCare International Europe GmbH-UK BranchBrightonAppointed representativeJustablip LimitedBrightonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Purpl Co

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 18 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 9 events in its history

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Frequently asked questions about this firm

Is The Purpl Co Limited FCA authorised?
The Purpl Co Limited (FRN 1031069) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for The Purpl Co?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. The Purpl Co Limited (FRN 1031069) introduces customers to Holiday Extras Cover Limited (FRN 828848). Any regulated advice or arranging is done by the principal, not The Purpl Co. Example: if The Purpl Co refers you to a financial adviser, the advice should come from the principal firm, not from The Purpl Co itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is The Purpl Co’s phone number?
The FCA register lists the phone number 07792 104083 for The Purpl Co. If you were given different contact details, use these to check with the firm before going any further.
Is The Purpl Co a scam or clone?
The Purpl Co is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The Purpl Co?
Protection works through Holiday Extras Cover Limited, the principal firm responsible for The Purpl Co's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns The Purpl Co?
Companies House lists one person with significant control of The Purpl Co: Mrs Georgina Colman (25–50% of shares).
Who runs The Purpl Co?
Companies House lists 4 directors of The Purpl Co: Georgina Colman, Joel Joseph Baynes, David John McNally and Seth Richardson.
How long has The Purpl Co been in business?
The company was formed on 21 December 2022.
What do The Purpl Co’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £223k (+81% from £123k) and cash at bank of £242k (−13% from £279k).

Sources and links

The full report on The Purpl Co Limited

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