Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 7 years
- Protected through the principal
- No FCA actions
- Active company since 2018
- Accounts filed up to 31 December 2025
- On its latest accounts it owed £548 more than it owned
Responsible principal firm
The Right Mortgage Limited Reference number: 649443 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- The Right Loan Ltd (FRN 846109) is an AR of The Right Mortgage Limited (FRN 649443). When you use The Right Loan's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from The Right Loan, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
70 St. Johns Close, Knowle, Solihull, West Midlands, B93 0NH, United Kingdom
In the full report: 2 background checks
- What kind of line 01564 791118 is
- Who else gives the postcode B93 0NH
FCA permissions and consumer protection
- Protection through the principal firmProtection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 11473351 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 19 July 2018 (8 years old)
- Registered office
- The Right Mortgage & Protection Network 70, St. Johns Close, Knowle, Solihull, West Midlands, B93 0NH, England
- Nature of business
-
- Other business support service activities not elsewhere classified (SIC 82990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Martin Gregory Wilson | Director | Oct 1959 | 19 Jul 2018 | None |
| Adam Norman Stretton | Director | May 1965 | 15 May 2021 | 16 other companies |
| Jade Michelle Ann Mitchell | Director | Jun 1987 | 2 Dec 2022 | 12 other companies |
| Sam Edward Clark | Director | Mar 1995 | 30 Nov 2023 | 3 other companies |
| Kevin John Dennis | Director | Mar 1974 | 30 Nov 2023 | 2 other companies |
| Amy Marion Garry | Director | Jul 1994 | 30 Nov 2023 | 6 other companies |
| Ben Allen | Director | Dec 1980 | 2 Jul 2025 | 5 other companies |
Other companies run by these 7 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 27
- closed down
- 10
- are FCA-registered
- 5
In the full report: all 27 companies, named
- What each company does, and whether it is still trading
- Which of these 7 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 5 on the FCA register
- The 11 companies these 7 directors run together
- All 11 people who have ever been directors, with their dates
Filed accounts and finances
Total equity
−£548
Down £64 from −£484
Cash at bank
£26.0k
+231% from £7,851
Employees (average)
1
−50% from 2
Owed within a year
£37.2k
+94% from £19.2k
Total equity is negative: on its last balance sheet the company owed £548 more than it owned.
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 11473351. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
The Right Loan’s history from the FCA register and Companies House, newest first.
2020
12 October 2020
- Martin Gregory Wilson gave up control
- The Right Mortgage Limited took control (75–100% of shares)
Companies House
2019
18 July 2019
- Became an appointed representative
FCA register
2018
19 July 2018
- Incorporated at Companies House
- Martin Gregory Wilson took control (75–100% of shares)
Companies House
In the full report: all 20 events
- All 20 events in its history (5 shown here)
- Every director appointment and resignation: 15
Firms connected to The Right Loan
Other FCA-listed firms that share a director, phone number or address with The Right Loan. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 5
- share a director
- 4
- share its postcode
- 5
In the full report: all 5 connected firms, named
- How each is linked: shared directors (4), the same postcode (5)
- Who links each one: the named directors, with dates
- 1 past link through former directors
Firms like The Right Loan
Other firms of the same type (mortgage adviser or broker), nearest first.
In Solihull
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on The Right Loan
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 27 other companies its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 20 events in its history
- 5 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk