AAG Mortgage Brokerage Ltd

Reference number: 193688

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • AAG Mortgage Brokerage Ltd (FRN 193688) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use AAG Mortgage Brokerage's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from AAG Mortgage Brokerage, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When aagmortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 7016 6767 is
  • Who else gives the postcode B90 8AH
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Alexander Associates Mortgage Brokerage Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Advice Bureau Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
4 March 1997 (29 years old)
Registered office
Lumaneri House Blythe Gate, Blythe Valley Park, Solihull, West Midlands, B90 8AH, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Richard John Balaes Director May 1970 5 Nov 2016 18 other companies
Stuart Daniel Hudson Director Apr 1977 5 Nov 2016 7 other companies
Emma Balaes Secretary Not published 7 Sep 2018 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
19
closed down
10
are FCA-registered
2

In the full report: all 19 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 6 companies these 2 directors run together
  • All 7 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 March 2025Full accountsNot audited

Total equity

£15.9k

−59% from £38.5k

Cash at bank

£12.7k

+573% from £1,882

Owed within a year

£63.1k

+119% from £28.8k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 03327524. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

AAG Mortgage Brokerage’s history from the FCA register and Companies House, newest first.

2020

26 October 2020

  • Changed its registered name from "Alexander Associates Mortgage Brokerage Limited"

FCA register

2016

5 November 2016

  • Board replaced: its only director left and 3 new directors took over

Companies House

6 April 2016

  • Alexander Associates Holdings Limited took control (75–100% of shares)

Companies House

1998

26 June 1998

  • Became an appointed representative

FCA register

1997

4 March 1997

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (5 shown here)
  • Every director appointment and resignation: 10
Instant PDF download

Firms connected to AAG Mortgage Brokerage

Other FCA-listed firms that share a director, phone number or address with AAG Mortgage Brokerage. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
6
share a director
2
share its postcode
4

In the full report: all 6 connected firms, named

  • How each is linked: shared directors (2), the same postcode (4)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like AAG Mortgage Brokerage

Other firms of the same type (mortgage adviser or broker), nearest first.

In Solihull

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on AAG Mortgage Brokerage

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 19 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 15 events in its history
  • 6 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is AAG Mortgage Brokerage Ltd FCA authorised?
AAG Mortgage Brokerage Ltd (FRN 193688) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for AAG Mortgage Brokerage?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. AAG Mortgage Brokerage Ltd (FRN 193688) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use AAG Mortgage Brokerage's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from AAG Mortgage Brokerage, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is AAG Mortgage Brokerage’s phone number and website?
The FCA register lists the phone number 020 7016 6767 and the website aagmortgages.co.uk for AAG Mortgage Brokerage. If you were given different contact details, use these to check with the firm before going any further.
Is AAG Mortgage Brokerage a scam or clone?
AAG Mortgage Brokerage is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with AAG Mortgage Brokerage?
Protection works through Mortgage Advice Bureau Limited, the principal firm responsible for AAG Mortgage Brokerage's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns AAG Mortgage Brokerage?
AAG Mortgage Brokerage is owned by Alexander Associates Holdings Limited, which holds 75–100% of shares, since 6 April 2016.
Who runs AAG Mortgage Brokerage?
Companies House lists 2 directors of AAG Mortgage Brokerage: Richard John Balaes and Stuart Daniel Hudson.
How long has AAG Mortgage Brokerage been in business?
The company was formed on 4 March 1997.
What do AAG Mortgage Brokerage’s latest accounts show?
Its latest accounts, to 31 March 2025, show total equity of £15.9k (−59% from £38.5k) and cash at bank of £12.7k (+573% from £1,882).
Does AAG Mortgage Brokerage use any other names?
It has previously used the name Alexander Associates Mortgage Brokerage Limited.

Sources and links

The full report on AAG Mortgage Brokerage Ltd

£19.99 · Instant PDF download

Loading secure checkout…