Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 28 years
- Protected through the principal
- No FCA actions
- Active company since 1997
- Accounts filed up to 31 March 2025
Responsible principal firm
Mortgage Advice Bureau Limited Reference number: 455545 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- AAG Mortgage Brokerage Ltd (FRN 193688) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use AAG Mortgage Brokerage's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from AAG Mortgage Brokerage, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Lumaneri House, Blythe Gate, Blythe Valley Park, Shirley, Solihull, West Midlands, B90 8AH, United Kingdom
In the full report: 3 background checks
- When aagmortgages.co.uk first appeared online, and whether it can receive email
- What kind of line 020 7016 6767 is
- Who else gives the postcode B90 8AH
Other names (1)
If you were contacted under any of these names, it is this firm.
- Alexander Associates Mortgage Brokerage Limited Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Mortgage Advice Bureau Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 03327524 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 4 March 1997 (29 years old)
- Registered office
- Lumaneri House Blythe Gate, Blythe Valley Park, Solihull, West Midlands, B90 8AH, United Kingdom
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Richard John Balaes | Director | May 1970 | 5 Nov 2016 | 18 other companies |
| Stuart Daniel Hudson | Director | Apr 1977 | 5 Nov 2016 | 7 other companies |
| Emma Balaes | Secretary | Not published | 7 Sep 2018 | – |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 19
- closed down
- 10
- are FCA-registered
- 2
In the full report: all 19 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register
- The 6 companies these 2 directors run together
- All 7 people who have ever been directors, with their dates
Filed accounts and finances
Total equity
£15.9k
−59% from £38.5k
Cash at bank
£12.7k
+573% from £1,882
Owed within a year
£63.1k
+119% from £28.8k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 03327524. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
AAG Mortgage Brokerage’s history from the FCA register and Companies House, newest first.
2020
26 October 2020
- Changed its registered name from "Alexander Associates Mortgage Brokerage Limited"
FCA register
2016
5 November 2016
- Board replaced: its only director left and 3 new directors took over
Companies House
6 April 2016
- Alexander Associates Holdings Limited took control (75–100% of shares)
Companies House
1998
26 June 1998
- Became an appointed representative
FCA register
1997
4 March 1997
- Incorporated at Companies House
Companies House
In the full report: all 15 events
- All 15 events in its history (5 shown here)
- Every director appointment and resignation: 10
Firms connected to AAG Mortgage Brokerage
Other FCA-listed firms that share a director, phone number or address with AAG Mortgage Brokerage. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 6
- share a director
- 2
- share its postcode
- 4
In the full report: all 6 connected firms, named
- How each is linked: shared directors (2), the same postcode (4)
- Who links each one: the named directors, with dates
Firms like AAG Mortgage Brokerage
Other firms of the same type (mortgage adviser or broker), nearest first.
In Solihull
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on AAG Mortgage Brokerage
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 19 other companies its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 15 events in its history
- 6 connected firms, named, and who links them
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Frequently asked questions about this firm
Is AAG Mortgage Brokerage Ltd FCA authorised?
What does appointed representative mean for AAG Mortgage Brokerage?
What is AAG Mortgage Brokerage’s phone number and website?
Is AAG Mortgage Brokerage a scam or clone?
Is my money safe with AAG Mortgage Brokerage?
Who owns AAG Mortgage Brokerage?
Who runs AAG Mortgage Brokerage?
How long has AAG Mortgage Brokerage been in business?
What do AAG Mortgage Brokerage’s latest accounts show?
Does AAG Mortgage Brokerage use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk