Ernest Grant Mortgages Limited

Reference number: 1007804

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Sense Network Limited Reference number: 465124 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Ernest Grant Mortgages Limited (FRN 1007804) is an AR of Sense Network Limited (FRN 465124). When you use Ernest Grant Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Ernest Grant Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When egmortgages.com first appeared online, and whether it can receive email
  • What kind of line 0330 088 4878 is, and the other firm that gives it
  • Who else gives the postcode B93 0LY
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Sense Network Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15269157
Company status
Active
Company type
Private limited company
Incorporated
8 November 2023 (2 years old)
Registered office
Stowe House 1688 High Street, Knowle, Solihull, Gbr, B93 0LY, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Paul Ernest Glover Director Dec 1969 8 Nov 2023 6 other companies
James Warren Richards Director Jul 1979 8 Nov 2023 None
Aidan Louis Brown Director Feb 1997 20 May 2025 1 other company

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
7
closed down
5
still active
2

In the full report: all 7 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

17 months to 31 March 2025Small company accountsNot audited

Total equity

£5,988

No earlier figure to compare

Cash at bank

£4,163

No earlier figure to compare

Employees (average)

3

No earlier figure to compare

Owed within a year

£11.1k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15269157. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ernest Grant Mortgages’s history from the FCA register and Companies House, newest first.

Key events (7) All events (10)

2025

10 January 2025

  • Aidan Louis Brown became a part-owner (25–50% of shares)
  • Sheldon Bosley Knight Limited became a part-owner (25–50% of shares)

Companies House

2024

3 January 2024

  • Became an appointed representative

FCA register

2023

20 November 2023

  • Sheldon Bosley Knight Limited stopped being a part-owner

Companies House

8 November 2023

  • Incorporated at Companies House
  • Ernest Grant Ltd became a part-owner (25–50% of shares)
  • Sheldon Bosley Knight Limited became a part-owner (25–50% of shares)

Companies House

In the full report: all 10 events

  • All 10 events in its history (7 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Ernest Grant Mortgages

Other FCA-listed firms that share a director, phone number or address with Ernest Grant Mortgages. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share its phone number
1
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: the same phone number (1), the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like Ernest Grant Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Solihull

AAG Mortgage Brokerage LtdSolihullAppointed representativeAiles Mortgage Solutions LimitedSolihullAppointed representativeBentley Ash Mortgage ManagementSolihullAppointed representativeBlossomfield Group LtdSolihullAppointed representativeDiann SchofieldSolihullAppointed representativeDurant & Co (Finance) LimitedSolihullAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ernest Grant Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 7 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 10 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Ernest Grant Mortgages Limited FCA authorised?
Ernest Grant Mortgages Limited (FRN 1007804) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Ernest Grant Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Ernest Grant Mortgages Limited (FRN 1007804) is an AR of Sense Network Limited (FRN 465124). When you use Ernest Grant Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Ernest Grant Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Ernest Grant Mortgages’ phone number and website?
The FCA register lists the phone number 0330 088 4878 and the website egmortgages.com for Ernest Grant Mortgages. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Ernest Grant Mortgages a scam or clone?
Ernest Grant Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ernest Grant Mortgages?
Protection works through Sense Network Limited, the principal firm responsible for Ernest Grant Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Ernest Grant Mortgages?
Companies House lists 3 people with significant control of Ernest Grant Mortgages: Sheldon Bosley Knight Limited (25–50% of shares), Mr Aidan Louis Brown (25–50% of shares) and Ernest Grant Ltd (25–50% of shares).
Who runs Ernest Grant Mortgages?
Companies House lists 3 directors of Ernest Grant Mortgages: Paul Ernest Glover, James Warren Richards and Aidan Louis Brown.
How long has Ernest Grant Mortgages been in business?
The company was formed on 8 November 2023.
What do Ernest Grant Mortgages’ latest accounts show?
Its latest accounts, to 31 March 2025, show total equity of £5,988 (no earlier figure to compare) and cash at bank of £4,163 (no earlier figure to compare).

Sources and links

The full report on Ernest Grant Mortgages Limited

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