The Right Retirement Plan Limited

Reference number: 956923

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The Right Mortgage Limited Reference number: 649443 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • The Right Retirement Plan Limited (FRN 956923) is an AR of The Right Mortgage Limited (FRN 649443). When you use The Right Retirement Plan's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from The Right Retirement Plan, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01564 791120

  • Address

    70 St. Johns Close, Knowle, Solihull, West Midlands, B93 0NH, United Kingdom

In the full report: 2 background checks

  • What kind of line 01564 791120 is
  • Who else gives the postcode B93 0NH
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Other names (16)

If you were contacted under any of these names, it is this firm.

  • Hirstwood FS Trading name
  • Stamford UK Financial Trading name
  • Stone & Sage Trading name
  • The Protection Mum Trading name
  • The Right Advice Trading name
  • The Right Advice Bromsgrove Trading name
  • The Right Advice Collindale Trading name
  • The Right Advice Cumbria (Bulman Pollard) Trading name
  • The Right Advice North West Trading name
  • The Right Packager Trading name
  • The Right Protection Trading name
  • Landmark Mortgage Services Former trading name
  • Marchington White Financial Planning Former trading name
  • Secure Choice Former trading name
  • Simplified Equity Release Former trading name
  • Strictly Mortgages Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13502665
Company status
Active
Company type
Private limited company
Incorporated
9 July 2021 (5 years old)
Registered office
70 St. Johns Close, Knowle, Solihull, B93 0NH, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Martin Gregory Wilson Director Oct 1959 9 Jul 2021 38 other companies
Kevin John Dennis Director Mar 1974 1 Aug 2021 2 other companies
Sam Edward Clark Director Mar 1995 1 Nov 2021 3 other companies
Amy Marion Garry Director Jul 1994 4 Nov 2021 6 other companies
Jade Michelle Ann Mitchell Director Jun 1987 15 Aug 2023 12 other companies

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
43
closed down
24
are FCA-registered
6

In the full report: all 43 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 6 on the FCA register
  • The 14 companies these 5 directors run together
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Total equity

£10.8k

<1% from £10.8k

Cash at bank

£231k

+53% from £151k

Employees (average)

1

Same as 1

Owed within a year

£224k

+58% from £142k

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13502665. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

The Right Retirement Plan’s history from the FCA register and Companies House, newest first.

Key events (3) All events (32)

2021

15 August 2021

  • Became an appointed representative

FCA register

9 July 2021

  • Incorporated at Companies House
  • The Right Mortgage Limited took control (75–100% of shares)

Companies House

In the full report: all 32 events

  • All 32 events in its history (3 shown here)
  • Every director appointment and resignation: 8
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Firms connected to The Right Retirement Plan

Other FCA-listed firms that share a director, phone number or address with The Right Retirement Plan. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share a director
4
share its postcode
5

In the full report: all 5 connected firms, named

  • How each is linked: shared directors (4), the same postcode (5)
  • Who links each one: the named directors, with dates
  • 2 past links through former directors
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Firms like The Right Retirement Plan

Other firms of the same type (insurance broker), nearest first.

In Solihull

Tarmac Trading LimitedSolihullAppointed representativeAA Mortgage Services LtdSolihullAppointed representativeAldermont Group LimitedSolihullAppointed representativeClearbrook Financial Solutions LtdSolihullAppointed representativeEi Publican Services LimitedSolihullAppointed representativeErnest Grant LtdSolihullAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Right Retirement Plan

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 43 other companies its directors have run, named
  • 2 background checks on its contact details
  • 5 years of accounts, charted
  • All 32 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is The Right Retirement Plan Limited FCA authorised?
The Right Retirement Plan Limited (FRN 956923) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for The Right Retirement Plan?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. The Right Retirement Plan Limited (FRN 956923) is an AR of The Right Mortgage Limited (FRN 649443). When you use The Right Retirement Plan's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from The Right Retirement Plan, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is The Right Retirement Plan’s phone number?
The FCA register lists the phone number 01564 791120 for The Right Retirement Plan. If you were given different contact details, use these to check with the firm before going any further.
Is The Right Retirement Plan a scam or clone?
The Right Retirement Plan is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The Right Retirement Plan?
Protection works through The Right Mortgage Limited, the principal firm responsible for The Right Retirement Plan's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns The Right Retirement Plan?
The Right Retirement Plan is owned by The Right Mortgage Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 9 July 2021.
Who runs The Right Retirement Plan?
Companies House lists 5 directors of The Right Retirement Plan: Martin Gregory Wilson, Kevin John Dennis, Sam Edward Clark, Amy Marion Garry and Jade Michelle Ann Mitchell.
How long has The Right Retirement Plan been in business?
The company was formed on 9 July 2021.
What do The Right Retirement Plan’s latest accounts show?
Its latest accounts, to 31 December 2025, show total equity of £10.8k (<1% from £10.8k) and cash at bank of £231k (+53% from £151k).
Does The Right Retirement Plan use any other names?
It trades as Hirstwood FS, Stamford UK Financial, Stone & Sage, The Protection Mum and The Right Advice, and 6 more names. It has previously used 5 other names, including Landmark Mortgage Services, Marchington White Financial Planning and Secure Choice.

Sources and links

The full report on The Right Retirement Plan Limited

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