The School of St Helen and St Katharine Trust

Reference number: 1024670

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Premium Credit Limited Reference number: 702718 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • The School of St Helen and St Katharine Trust (FRN 1024670) is an AR of Premium Credit Limited (FRN 702718). When you use The School of St Helen and St Katharine Trust's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from The School of St Helen and St Katharine Trust, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When shsk.org.uk first appeared online, and whether it can receive email
  • What kind of line 01235 520657 is
  • Who else gives the postcode OX14 1BE
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Premium Credit Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
01710695
Company status
Active
Company type
Private company limited by guarantee
Incorporated
29 March 1983 (43 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • General secondary education (SIC 85310)

Directors and company secretaries

Name Role Born Appointed Other companies
Pauline Elizabeth Cakebread Director Aug 1958 28 Feb 1994 7 other companies
Jennifer Mitchell Director Sep 1967 20 Mar 2017 None
Sara Elizabeth Benbow Director Jun 1968 21 Mar 2022 1 other company
Louise Alison Simpson Director Apr 1969 28 Nov 2022 1 other company
David John Fawcus Director Jan 1956 20 Mar 2023 1 other company
Kathryn Lea Director Sep 1987 27 Nov 2023 None
Timilehin Afolami Director Mar 1998 27 Nov 2023 None
Bernadette Elizabeth Stubley Director May 1958 24 Jun 2024 1 other company
Antonia Jane Mackay Director Jun 1970 25 Nov 2024 None
Jill Elizabeth Hughes Director Jun 1968 8 Jun 2026 1 other company
Anne Jeanette Lynch Director Dec 1959 8 Jun 2026 2 other companies
Zoe Davies Director Jul 1971 22 Jun 2026 None
Nicola Jane Mcavoy Secretary Not published 4 Jan 2022 –

Other companies run by these 12 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
14
closed down
4
still active
10

In the full report: all 14 companies, named

  • What each company does, and whether it is still trading
  • Which of these 12 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 70 people who have ever been directors, with their dates
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Key dates in its history

This firm’s history from the FCA register and Companies House, newest first.

Key events (6) All events (123)

2024

23 December 2024

  • Became an appointed representative

FCA register

2016

16 September 2016

  • Jane Elizabeth Cranston no longer has significant control
  • Rebecca Jane Dougall no longer has significant control

Companies House

29 August 2016

  • Jane Elizabeth Cranston gained significant control
  • Rebecca Jane Dougall gained significant control

Companies House

1983

29 March 1983

  • Incorporated at Companies House

Companies House

In the full report: all 123 events

  • All 123 events in its history (6 shown here)
  • Every director appointment and resignation: 117
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Similar firms

Other firms of the same type (credit broker), nearest first.

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on this firm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 14 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 123 events in its history

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Frequently asked questions about this firm

Is The School of St Helen and St Katharine Trust FCA authorised?
The School of St Helen and St Katharine Trust (FRN 1024670) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for The School of St Helen and St Katharine Trust?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. The School of St Helen and St Katharine Trust (FRN 1024670) is an AR of Premium Credit Limited (FRN 702718). When you use The School of St Helen and St Katharine Trust's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from The School of St Helen and St Katharine Trust, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is The School of St Helen and St Katharine Trust’s phone number and website?
The FCA register lists the phone number 01235 520657 and the website shsk.org.uk for The School of St Helen and St Katharine Trust. If you were given different contact details, use these to check with the firm before going any further.
Is The School of St Helen and St Katharine Trust a scam or clone?
The School of St Helen and St Katharine Trust is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The School of St Helen and St Katharine Trust?
Protection works through Premium Credit Limited, the principal firm responsible for The School of St Helen and St Katharine Trust's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns The School of St Helen and St Katharine Trust?
Companies House lists no one with significant control of The School of St Helen and St Katharine Trust now. Before that, it was controlled by Mrs Rebecca Jane Dougall and Miss Jane Elizabeth Cranston.
Who runs The School of St Helen and St Katharine Trust?
Companies House lists 12 directors of The School of St Helen and St Katharine Trust: Pauline Elizabeth Cakebread, Jennifer Mitchell, Sara Elizabeth Benbow, Louise Alison Simpson, David John Fawcus, Kathryn Lea and 6 more.
How long has The School of St Helen and St Katharine Trust been in business?
The company was formed on 29 March 1983.

Sources and links

The full report on The School of St Helen and St Katharine Trust

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