The Specialist Lending Hub Ltd

Reference number: 971953

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

New Leaf Distribution Limited Reference number: 460421 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • THE SPECIALIST LENDING HUB LTD (FRN 971953) is an AR of New Leaf Distribution Limited (FRN 460421). When you use THE SPECIALIST LENDING HUB's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from THE SPECIALIST LENDING HUB, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07801 526497

  • Address

    20 Allestree Lane, Allestree, Derby, Derby, DE22 2HR, United Kingdom

In the full report: 2 background checks

  • What kind of line 07801 526497 is
  • Who else gives the postcode DE22 2HR
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • The Dental Mortgage & Protection Hub Trading name
  • Peak Bridging and Commercial Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through New Leaf Distribution Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13892572
Company status
Active
Company type
Private limited company
Incorporated
3 February 2022 (4 years old)
Registered office
20 Allestree Lane, Allestree, Derby, DE22 2HR, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Christopher Steven Miles Director Mar 1985 3 Feb 2022 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£222

−89% from £1,986

Employees (average)

1

Same as 1

Owed within a year

£14.3k

<1% from £14.3k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13892572. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

The Specialist Lending Hub’s history from the FCA register and Companies House, newest first.

Key events (6) All events (10)

2023

30 October 2023

  • Changed its registered name from "Peak Bridging and Commercial Ltd"

FCA register

13 October 2023

  • Rhys David Schofield stopped being a part-owner

Companies House

2022

14 March 2022

  • Became an appointed representative

FCA register

3 February 2022

  • Incorporated at Companies House
  • Christopher Steven Miles took control (75–100% of shares)
  • Rhys David Schofield became a part-owner (25–50% of shares)

Companies House

In the full report: all 10 events

  • All 10 events in its history (6 shown here)
  • Every director appointment and resignation: 3
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Firms like The Specialist Lending Hub

Other firms of the same type (pension transfer adviser), nearest first.

In the Derby (DE) postcode area

Credencis (IFA) LimitedIlkestonAuthorised

Elsewhere in the UK

Financial Service Solutions LtdLondonAppointed representative&together Advisory LimitedCanterburyAppointed representative3Dmt LtdLondonAppointed representativeA New View LtdLondonAppointed representativeA-Star Financial Solutions UK LimitedLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Specialist Lending Hub

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 10 events in its history

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Frequently asked questions about this firm

Is The Specialist Lending Hub Ltd FCA authorised?
The Specialist Lending Hub Ltd (FRN 971953) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for The Specialist Lending Hub?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. The Specialist Lending Hub Ltd (FRN 971953) is an AR of New Leaf Distribution Limited (FRN 460421). When you use The Specialist Lending Hub's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from The Specialist Lending Hub, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is The Specialist Lending Hub’s phone number?
The FCA register lists the phone number 07801 526497 for The Specialist Lending Hub. If you were given different contact details, use these to check with the firm before going any further.
Is The Specialist Lending Hub a scam or clone?
The Specialist Lending Hub is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The Specialist Lending Hub?
Protection works through New Leaf Distribution Limited, the principal firm responsible for The Specialist Lending Hub's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns The Specialist Lending Hub?
Companies House lists one person with significant control of The Specialist Lending Hub: Mr Christopher Steven Miles (75–100% of shares). Before that, it was controlled by Mr Rhys David Schofield.
Who runs The Specialist Lending Hub?
Companies House lists one director of The Specialist Lending Hub: Christopher Steven Miles.
How long has The Specialist Lending Hub been in business?
The company was formed on 3 February 2022.
What do The Specialist Lending Hub’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £222 (−89% from £1,986).
Does The Specialist Lending Hub use any other names?
It trades as The Dental Mortgage & Protection Hub. It has previously used the name Peak Bridging and Commercial Ltd.

Sources and links

The full report on The Specialist Lending Hub Ltd

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