Credencis (IFA) Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 8 years
Your funds are protected by FSCS
No FCA actions
Active company since 2017
Accounts filed up to 31 August 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

credencis.co.uk (opens in a new tab)
Phone number

0115 896 7538
Address

Ground Floor 3, Castledine House, 7 Heanor Road, Ilkeston, Derbyshire, DE7 8DY, United Kingdom

In the full report: 3 background checks

When credencis.co.uk first appeared online, and whether it can receive email
What kind of line 0115 896 7538 is
Who else gives the postcode DE7 8DY

Other names (4)

If you were contacted under any of these names, it is this firm.

Pension Advice UK Trading name: A name it trades under now.
www.bigmortgages.co.uk Trading name: A name it trades under now.
www.pensiondrawdownuk.co.uk Trading name: A name it trades under now.
www.finalsalarypensiontranser.co.uk Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages · Arrange equity release FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (15 permissions)

Acting as a CBTL advisor
Acting as a CBTL arranger
Advising on a home reversion plan
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on P2P agreements
Advising on Pension Transfers and Pension Opt Outs
Advising on regulated mortgage contracts
Arranging (bringing about) a home reversion plan
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt-counselling
Making arrangements with a view to a home reversion plan
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 10931676 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 24 August 2017 (9 years old)
Registered office: 18 Prince Street, Long Eaton, Nottingham, NG10 4LH, United Kingdom
Nature of business: Administration of financial markets (SIC 66110)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Brian William Flindall	Director	Jul 1971	24 Aug 2017	4 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 4
closed down: 4

In the full report: all 4 companies, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration

Filed accounts and finances

Year to 31 August 2025Micro-entity accountsNot audited

Net assets

£46.9k

+19% from £39.3k

Employees (average)

3

+50% from 2

Owed within a year

£105k

−12% from £120k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10931676. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Credencis (IFA)’s history from the FCA register and Companies House, newest first.

Key events (4) All events (12)

2018

6 February 2018

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2017

24 August 2017

Incorporated at Companies House
Brian William Flindall took control (75–100% of shares)

Companies House

In the full report: all 12 events

All 12 events in its history (4 shown here)
Every director appointment and resignation: 1

Firms connected to Credencis (IFA)

Other FCA-listed firms that share a director, phone number or address with Credencis (IFA). A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Credencis (IFA)

Other firms of the same type (pension transfer adviser), nearest first.

In the Derby (DE) postcode area

The Specialist Lending Hub LtdDerbyAppointed representative

Elsewhere in the UK

(SMT) Money Matters LimitedCrawleyAuthorised 415 LLPWantageAuthorised Absolute Sense Independent Financial Advisers LimitedElySee the register Acorn to Oaks Financial Services LtdWillenhallAuthorised Active Financial Partners LimitedWaterloovilleAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Credencis (IFA)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

4 other companies its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 12 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Credencis (IFA) Limited FCA authorised?

Yes, Credencis (IFA) Limited (FRN 795051) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2018 and works as a pension transfer adviser. The FCA has placed no limits on its permissions.

What is Credencis (IFA)’s phone number and website?

The FCA register lists the phone number 0115 896 7538 and the website credencis.co.uk for Credencis (IFA). If you were given different contact details, use these to check with the firm before going any further.

Is Credencis (IFA) a scam or clone?

Credencis (IFA) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Credencis (IFA)?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Credencis (IFA) to the Financial Ombudsman Service, free of charge.

Who owns Credencis (IFA)?

Companies House lists one person with significant control of Credencis (IFA): Mr Brian William Flindall (75–100% of shares).

Who runs Credencis (IFA)?

Companies House lists one director of Credencis (IFA): Brian William Flindall.

How long has Credencis (IFA) been in business?

The company was formed on 24 August 2017, and has held its current FCA authorisation since February 2018.

What do Credencis (IFA)’s latest accounts show?

Its latest accounts, to 31 August 2025, show net assets of £46.9k (+19% from £39.3k).

Does Credencis (IFA) use any other names?

It trades as Pension Advice UK, www.bigmortgages.co.uk and www.pensiondrawdownuk.co.uk. It has previously used the name www.finalsalarypensiontranser.co.uk.