The Twelfth Magpie Limited

Reference number: 422737

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • The Twelfth Magpie Limited (FRN 422737) is an AR of RICHDALE BROKERS AND FINANCIAL SERVICES LTD. (FRN 769876). When you use The Twelfth Magpie's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from The Twelfth Magpie, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When twelfthmagpie.com first appeared online, and whether it can receive email
  • What kind of line 020 7462 4300 is
  • Who else gives the postcode IP28 7DE
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Other names (7)

If you were contacted under any of these names, it is this firm.

  • Twelfth Magpie Trading name: A name it trades under now.
  • The Motley Fool Ltd Former name: A name it was registered under before.
  • Fool Former trading name: A name it used to trade under.
  • MyWalletHero Former trading name: A name it used to trade under.
  • The Motley Fool Former trading name: A name it used to trade under.
  • The Motley Fool Life Insurance Former trading name: A name it used to trade under.
  • TMF Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Richdale Brokers and Financial Services Ltd., the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
19 March 1999 (27 years old)
Registered office
Unit 82 James Carter Road, Mildenhall, Bury St. Edmunds, IP28 7DE, England
Nature of business
  • Other information service activities not elsewhere classified (SIC 63990)

Directors and company secretaries

Name Role Born Appointed Other companies
Mark Ashley Rogers Director Oct 1988 18 Jan 2022 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 13 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Full accountsAudited

Net assets

−£5.85m

Down £830k from −£5.02m

Cash at bank

£2.08m

+25% from £1.67m

Employees (average)

5

Same as 5

Owed within a year

£9.69m

+13% from £8.56m

Net assets are negative: on its last balance sheet the company owed £5.85m more than it owned.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 03736872. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

The Twelfth Magpie’s history from the FCA register and Companies House, newest first.

2026

13 May 2026

  • Changed its registered name from "The Motley Fool Ltd"

FCA register

1 May 2026

  • Orbit Digital Holdings Ltd took control (75–100% of shares)
  • The Motley Fool Global Limited gave up control

Companies House

2016

6 April 2016

  • The Motley Fool Global Limited took control (75–100% of shares)

Companies House

2005

13 January 2005

  • Became an appointed representative

FCA register

1999

19 March 1999

  • Incorporated at Companies House

Companies House

In the full report: all 41 events

  • All 41 events in its history (6 shown here)
  • Every director appointment and resignation: 23
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Firms like The Twelfth Magpie

Other firms of the same type (credit broker), nearest first.

In Bury St. Edmunds

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Twelfth Magpie

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • All 41 events in its history

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Frequently asked questions about this firm

Is The Twelfth Magpie Limited FCA authorised?
The Twelfth Magpie Limited (FRN 422737) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for The Twelfth Magpie?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. The Twelfth Magpie Limited (FRN 422737) is an AR of RICHDALE BROKERS AND FINANCIAL SERVICES LTD. (FRN 769876). When you use The Twelfth Magpie's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from The Twelfth Magpie, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is The Twelfth Magpie’s phone number and website?
The FCA register lists the phone number 020 7462 4300 and the website twelfthmagpie.com for The Twelfth Magpie. If you were given different contact details, use these to check with the firm before going any further.
Is The Twelfth Magpie a scam or clone?
The Twelfth Magpie is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The Twelfth Magpie?
Protection works through Richdale Brokers and Financial Services Ltd., the principal firm responsible for The Twelfth Magpie's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns The Twelfth Magpie?
The Twelfth Magpie is owned by Orbit Digital Holdings Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 1 May 2026. Before that, it was controlled by The Motley Fool Global Limited.
Who runs The Twelfth Magpie?
Companies House lists one director of The Twelfth Magpie: Mark Ashley Rogers.
How long has The Twelfth Magpie been in business?
The company was formed on 19 March 1999.
What do The Twelfth Magpie’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of −£5.85m (down £830k from −£5.02m) and cash at bank of £2.08m (+25% from £1.67m).
Does The Twelfth Magpie use any other names?
It trades as Twelfth Magpie. It has previously used 6 other names, including The Motley Fool Ltd, Fool and MyWalletHero.

Sources and links

The full report on The Twelfth Magpie Limited

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