THE3KEY Limited

Reference number: 1041155

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • THE3KEY Limited (FRN 1041155) introduces customers to St. James's Place Wealth Management Plc (FRN 195351). Any regulated advice or arranging is done by the principal, not THE3KEY.
  • Example: if THE3KEY refers you to a financial adviser, the advice should come from the principal firm, not from THE3KEY itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 4579 3650

  • Address

    10 Spinney Nook, Bolton, Bolton, BL2 4BB, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 4579 3650 is
  • Who else gives the postcode BL2 4BB
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
20 June 2022 (4 years old)
Registered office
10 Spinney Nook, Bolton, BL2 4BB, England
Nature of business
  • Accounting and auditing activities (SIC 69201)

Directors and company secretaries

Name Role Born Appointed Other companies
Thomas Crompton Director Dec 1998 20 Jun 2022 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 January 2025Abridged accountsNot audited

Net assets

£11.6k

+50% from £7,736

Cash at bank

£46.2k

+300% from £11.6k

Employees (average)

3

+200% from 1

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14184586. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

The3key’s history from the FCA register and Companies House, newest first.

2025

22 August 2025

  • Became an introducer appointed representative

FCA register

2022

20 June 2022

  • Incorporated at Companies House
  • Thomas Crompton took control (75–100% of shares)
  • Thomas Crompton appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like The3key

Other firms of the same type (financial adviser), nearest first.

In Bolton

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The3key

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is THE3KEY Limited FCA authorised?
THE3KEY Limited (FRN 1041155) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for The3key?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. THE3KEY Limited (FRN 1041155) introduces customers to St. James's Place Wealth Management Plc (FRN 195351). Any regulated advice or arranging is done by the principal, not The3key. Example: if The3key refers you to a financial adviser, the advice should come from the principal firm, not from The3key itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is The3key’s phone number?
The FCA register lists the phone number 020 4579 3650 for The3key. If you were given different contact details, use these to check with the firm before going any further.
Is The3key a scam or clone?
The3key is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The3key?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for The3key's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns The3key?
Companies House lists one person with significant control of The3key: Mr Thomas Crompton (75–100% of shares).
Who runs The3key?
Companies House lists one director of The3key: Thomas Crompton.
How long has The3key been in business?
The company was formed on 20 June 2022.
What do The3key’s latest accounts show?
Its latest accounts, to 31 January 2025, show net assets of £11.6k (+50% from £7,736) and cash at bank of £46.2k (+300% from £11.6k).

Sources and links

The full report on THE3KEY Limited

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