Thomas & Davies (Merthyr Tydfil) Limited

Reference number: 419566

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Ingeni Services Group Limited Reference number: 747381 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Thomas & Davies (Merthyr Tydfil) Limited (FRN 419566) is an AR of Ingeni Services Group Limited (FRN 747381). When you use Thomas & Davies (Merthyr Tydfil)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Thomas & Davies (Merthyr Tydfil), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When dealer.citroen.co.uk first appeared online, and whether it can receive email
  • What kind of line 01685 722773 is
  • Who else gives the postcode CF48 1YB
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Thomas & Davies Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Ingeni Services Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
00716951
Company status
Active
Company type
Private limited company
Incorporated
2 March 1962 (64 years old)
Registered office
Morris House, Pentrebach Road, Merthyr Tydfil, CF48 1YB
Nature of business
  • Sale of new cars and light motor vehicles (SIC 45111)

Directors and company secretaries

Name Role Born Appointed Other companies
Sharon Bernadette Horrigan Director Mar 1956 17 Jul 2003 1 other company
Claire Margaret Thomas Director Nov 1967 25 Sep 2019 None
Jason Christopher Thomas Director Aug 1966 25 Sep 2019 None
Claire Margaret Thomas Secretary Not published 17 Jul 2003 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 5 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 30 September 2025Micro-entity accountsNot audited

Net assets

£1.15m

−11% from £1.29m

Employees (average)

10

−52% from 21

Owed within a year

£900k

+28% from £703k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 00716951. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Thomas & Davies (Merthyr Tydfil)’s history from the FCA register and Companies House, newest first.

Key events (4) All events (10)

2016

12 July 2016

  • Sharon Bernadette Horrigan became a part-owner (25–50% of shares)

Companies House

1 July 2016

  • Changed its registered name from "Thomas & Davies Ltd"

FCA register

2005

14 January 2005

  • Became an appointed representative

FCA register

1962

2 March 1962

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (4 shown here)
  • Every director appointment and resignation: 6
Instant PDF download

Get the full report on Thomas & Davies (Merthyr Tydfil)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 10 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Thomas & Davies (Merthyr Tydfil) Limited FCA authorised?
Thomas & Davies (Merthyr Tydfil) Limited (FRN 419566) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Thomas & Davies (Merthyr Tydfil)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Thomas & Davies (Merthyr Tydfil) Limited (FRN 419566) is an AR of Ingeni Services Group Limited (FRN 747381). When you use Thomas & Davies (Merthyr Tydfil)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Thomas & Davies (Merthyr Tydfil), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Thomas & Davies (Merthyr Tydfil)’s phone number and website?
The FCA register lists the phone number 01685 722773 and the website dealer.citroen.co.uk/merthyr-tydfil for Thomas & Davies (Merthyr Tydfil). If you were given different contact details, use these to check with the firm before going any further.
Is Thomas & Davies (Merthyr Tydfil) a scam or clone?
Thomas & Davies (Merthyr Tydfil) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Thomas & Davies (Merthyr Tydfil)?
Protection works through Ingeni Services Group Limited, the principal firm responsible for Thomas & Davies (Merthyr Tydfil)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Thomas & Davies (Merthyr Tydfil)?
Companies House lists one person with significant control of Thomas & Davies (Merthyr Tydfil): Mrs Sharon Bernadette Horrigan (25–50% of shares).
Who runs Thomas & Davies (Merthyr Tydfil)?
Companies House lists 3 directors of Thomas & Davies (Merthyr Tydfil): Sharon Bernadette Horrigan, Claire Margaret Thomas and Jason Christopher Thomas.
How long has Thomas & Davies (Merthyr Tydfil) been in business?
The company was formed on 2 March 1962.
What do Thomas & Davies (Merthyr Tydfil)’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £1.15m (−11% from £1.29m).
Does Thomas & Davies (Merthyr Tydfil) use any other names?
It has previously used the name Thomas & Davies Ltd.

Sources and links

The full report on Thomas & Davies (Merthyr Tydfil) Limited

£19.99 · Instant PDF download

Loading secure checkout…