Thomas & Davies (Merthyr Tydfil) Limited

Reference number: 671853

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When thomasanddavies.citroen.co.uk first appeared online, and whether it can receive email
  • What kind of line 01685 722773 is
  • Who else gives the postcode CF48 1YB
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
2 March 1962 (64 years old)
Registered office
Morris House, Pentrebach Road, Merthyr Tydfil, CF48 1YB
Nature of business
  • Sale of new cars and light motor vehicles (SIC 45111)

Directors and company secretaries

Name Role Born Appointed Other companies
Sharon Bernadette Horrigan Director Mar 1956 17 Jul 2003 1 other company
Claire Margaret Thomas Director Nov 1967 25 Sep 2019 None
Jason Christopher Thomas Director Aug 1966 25 Sep 2019 None
Claire Margaret Thomas Secretary Not published 17 Jul 2003 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Micro-entity accountsNot audited

Net assets

£1.15m

−11% from £1.29m

Employees (average)

10

−52% from 21

Owed within a year

£900k

+28% from £703k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 00716951. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Thomas & Davies (Merthyr Tydfil)’s history from the FCA register and Companies House, newest first.

2016

12 July 2016

  • Sharon Bernadette Horrigan became a part-owner (25–50% of shares)

Companies House

2015

16 June 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

1962

2 March 1962

  • Incorporated at Companies House

Companies House

In the full report: all 12 events

  • All 12 events in its history (4 shown here)
  • Every director appointment and resignation: 6
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Firms like Thomas & Davies (Merthyr Tydfil)

Other firms of the same type (car dealer), nearest first.

In the Cardiff (CF) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Thomas & Davies (Merthyr Tydfil)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 12 events in its history

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Frequently asked questions about this firm

Is Thomas & Davies (Merthyr Tydfil) Limited FCA authorised?
Yes, Thomas & Davies (Merthyr Tydfil) Limited (FRN 671853) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2015 and works as a car dealer. The FCA has placed no limits on its permissions.
What is Thomas & Davies (Merthyr Tydfil)’s phone number and website?
The FCA register lists the phone number 01685 722773 and the website thomasanddavies.citroen.co.uk for Thomas & Davies (Merthyr Tydfil). If you were given different contact details, use these to check with the firm before going any further.
Is Thomas & Davies (Merthyr Tydfil) a scam or clone?
Thomas & Davies (Merthyr Tydfil) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Thomas & Davies (Merthyr Tydfil)?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Thomas & Davies (Merthyr Tydfil) handles your money, so check the specific product before you commit. You can also refer complaints about Thomas & Davies (Merthyr Tydfil) to the Financial Ombudsman Service, free of charge.
Who owns Thomas & Davies (Merthyr Tydfil)?
Companies House lists one person with significant control of Thomas & Davies (Merthyr Tydfil): Mrs Sharon Bernadette Horrigan (25–50% of shares).
Who runs Thomas & Davies (Merthyr Tydfil)?
Companies House lists 3 directors of Thomas & Davies (Merthyr Tydfil): Sharon Bernadette Horrigan, Claire Margaret Thomas and Jason Christopher Thomas.
How long has Thomas & Davies (Merthyr Tydfil) been in business?
The company was formed on 2 March 1962, and has held its current FCA authorisation since June 2015.
What do Thomas & Davies (Merthyr Tydfil)’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £1.15m (−11% from £1.29m).

Sources and links

The full report on Thomas & Davies (Merthyr Tydfil) Limited

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