Thomas Ernoult

Reference number: 838648

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Introducer appointed representative

Thomas Ernoult can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

CLEAR INSURANCE MANAGEMENT LIMITED Reference number: 307982 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Thomas Ernoult (FRN 838648) introduces customers to CLEAR INSURANCE MANAGEMENT LIMITED (FRN 307982). Any regulated advice or arranging is done by the principal, not Thomas Ernoult.
  • Example: if Thomas Ernoult refers you to a financial adviser, the advice should come from the principal firm, not from Thomas Ernoult itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07889 183044

  • Address

    6 Radnor Close, Chislehurst, BR7 6SH, United Kingdom

In the full report: 2 background checks

  • What kind of line 07889 183044 is
  • Who else gives the postcode BR7 6SH
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Thomas Stephen Ernoult Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Clear Insurance Management Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Thomas Ernoult’s history from the FCA register and Companies House, newest first.

2025

14 May 2025

  • Changed its registered name from "Thomas Stephen Ernoult"
  • Became an introducer appointed representative

FCA register

Firms like Thomas Ernoult

Other firms of the same type (insurance broker), nearest first.

In Chislehurst

Alexander Ins Brokers LimitedChislehurstAppointed representativeDurell Wholesale LimitedChislehurstAppointed representativeInsurably LtdChislehurstAppointed representativeMovo Croydon LtdChislehurstAppointed representativeMovo Glamorgan LtdChislehurstAppointed representativeMovo Orpington LtdChislehurstAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Thomas Ernoult

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details

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Frequently asked questions about this firm

Is Thomas Ernoult FCA authorised?
Thomas Ernoult (FRN 838648) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Thomas Ernoult?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Thomas Ernoult (FRN 838648) introduces customers to CLEAR INSURANCE MANAGEMENT LIMITED (FRN 307982). Any regulated advice or arranging is done by the principal, not Thomas Ernoult. Example: if Thomas Ernoult refers you to a financial adviser, the advice should come from the principal firm, not from Thomas Ernoult itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Thomas Ernoult’s phone number?
The FCA register lists the phone number 07889 183044 for Thomas Ernoult. If you were given different contact details, use these to check with the firm before going any further.
Is Thomas Ernoult a scam or clone?
Thomas Ernoult is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Thomas Ernoult?
Protection works through Clear Insurance Management Limited, the principal firm responsible for Thomas Ernoult's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Thomas Ernoult use any other names?
It has previously used the name Thomas Stephen Ernoult.

Sources and links

The full report on Thomas Ernoult

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