Thomas Exchange UK Ltd

Reference number: 579247

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When thomasexchange.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 7256 7457 is
  • Who else gives the postcode EC2N 4AJ
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FCA permissions and consumer protection

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • 6. Money remittance.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
THOMAS EXCHANGE UK LIMITED
Company number
04237922
Company status
Active
Company type
Private limited company
Incorporated
20 June 2001 (25 years old)
Registered office
Lawford House, Albert Place, London, N3 1QA, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Alex Solomon Baroukh Director Mar 1990 21 Mar 2016 None
Isaac Robert Baroukh Director Feb 1953 21 Mar 2016 5 other companies
Robert William Lawee Director Mar 1993 21 Mar 2016 11 other companies
Isaac Robert Baroukh Secretary Not published 31 Mar 2017 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
15
closed down
4
run together
1

In the full report: all 15 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 3 directors run together
  • All 8 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£8.16m

+4.2% from £7.84m

Cash at bank

£1.18m

+5% from £1.12m

Employees (average)

23

Same as 23

Owed within a year

£185k

+2.3% from £181k

* Cash at bank usually includes customers’ money.

Net assets

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04237922. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Thomas Exchange UK’s history from the FCA register and Companies House, newest first.

Key events (6) All events (18)

2018

2 July 2018

  • Became an authorised payment institution

FCA register

2016

12 May 2016

  • Thomas Exchange Holdings Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2012

5 September 2012

  • Regulated by the Financial Services Authority from this date
  • Supervised by HMRC under the money laundering rules from this date

FCA register

2001

20 June 2001

  • Incorporated at Companies House

Companies House

In the full report: all 18 events

  • All 18 events in its history (6 shown here)
  • Every director appointment and resignation: 11
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Firms like Thomas Exchange UK

Other firms of the same type (payment or money transfer firm), nearest first.

In London

StoneX Financial LtdLondonAuthorisedReal Transfer LimitedLondonAuthorisedOnafriq UK LimitedLondonAuthorisedDaytona Capital Management LimitedLondonAuthorisedSable International FX LimitedLondonAuthorisedTrolley Payments UK LtdLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Thomas Exchange UK

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 15 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 18 events in its history

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Frequently asked questions about this firm

Is Thomas Exchange UK Ltd FCA authorised?
Yes, Thomas Exchange UK Ltd (FRN 579247) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2018 and works as a payment or money transfer firm. The FCA has placed no limits on its permissions.
What is Thomas Exchange UK’s phone number and website?
The FCA register lists the phone number 020 7256 7457 and the website thomasexchange.co.uk for Thomas Exchange UK. If you were given different contact details, use these to check with the firm before going any further.
Is Thomas Exchange UK a scam or clone?
Thomas Exchange UK is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Thomas Exchange UK?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Thomas Exchange UK to the Financial Ombudsman Service, free of charge.
Who owns Thomas Exchange UK?
Thomas Exchange UK is owned by Thomas Exchange Holdings Limited, which holds 75–100% of shares and 75–100% of votes, since 12 May 2016.
Who runs Thomas Exchange UK?
Companies House lists 3 directors of Thomas Exchange UK: Alex Solomon Baroukh, Isaac Robert Baroukh and Robert William Lawee.
How long has Thomas Exchange UK been in business?
The company was formed on 20 June 2001, and has held its current FCA authorisation since July 2018.
What do Thomas Exchange UK’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £8.16m (+4.2% from £7.84m) and cash at bank of £1.18m (+5% from £1.12m).

Sources and links

The full report on Thomas Exchange UK Ltd

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