Thomas Miller P&I Ltd

Reference number: 460811

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Thomas Miller P&I Ltd (FRN 460811) is an AR of THE UNITED KINGDOM MUTUAL STEAM SHIP ASSURANCE ASSOCIATION LIMITED (FRN 202560). When you use Thomas Miller P&I's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Thomas Miller P&I, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When thomasmiller.com first appeared online, and whether it can receive email
  • What kind of line 020 7283 4646 is, and the 12 other firms that give it
  • Who else gives the postcode EC3M 4ST
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • Thomas Miller Specialty Marine Trading name: A name it trades under now.
  • Thomas Miller Specialty P&I Trading name: A name it trades under now.
  • TMSM Trading name: A name it trades under now.
  • TMS P&I Trading name: A name it trades under now.
  • Thomas Miller P&I (Europe) Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The United Kingdom Mutual Steam Ship Assurance Association Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
19 April 1994 (32 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Nigel John Patrick Carden Director Feb 1954 7 Oct 2006 2 other companies
Alan Alexander John Mackinnon Director Aug 1970 28 Feb 2011 6 other companies
Andrew John Taylor Director Nov 1970 1 Apr 2014 6 other companies
Philip Brian Clacy Director Mar 1965 30 Apr 2015 3 other companies
Nigel Christopher De Silva Director Jul 1976 12 Jun 2018 2 other companies
William Erskine Beveridge Director Apr 1969 17 Sep 2022 6 other companies
Patrick Douglas Blackwood Ryan Director Oct 1978 20 Dec 2023 1 other company
Lisa Jane Gibbard Director Feb 1973 14 Mar 2024 11 other companies
Kieran Patrick Halpenny Secretary Not published 31 Dec 2009 –

Other companies run by these 8 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
26
closed down
7
are FCA-registered
8

In the full report: all 26 companies, named

  • What each company does, and whether it is still trading
  • Which of these 8 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 8 on the FCA register
  • The 4 companies these 8 directors run together
  • All 30 people who have ever been directors, with their dates
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Key dates in its history

Thomas Miller P&I’s history from the FCA register and Companies House, newest first.

2021

21 April 2021

  • Changed its registered name from "Thomas Miller P&I (Europe) Ltd"

FCA register

2016

6 April 2016

  • Thomas Miller (UK) Holdings Company Ltd took control (75–100% of shares)

Companies House

2006

4 December 2006

  • Became an appointed representative

FCA register

1996

21 June 1996

  • Board replaced: both directors left and 5 new directors took over

Companies House

1994

19 April 1994

  • Incorporated at Companies House

Companies House

In the full report: all 59 events

  • All 59 events in its history (5 shown here)
  • Every director appointment and resignation: 50
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Firms connected to Thomas Miller P&I

Other FCA-listed firms that share a director, phone number or address with Thomas Miller P&I. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
12
share a director
1
share its phone number
12

In the full report: all 12 connected firms, named

  • How each is linked: shared directors (1), the same phone number (12), the same postcode (12)
  • Who links each one: the named directors, with dates
  • 6 past links through former directors
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Firms like Thomas Miller P&I

Other firms of the same type (insurance broker), nearest first.

In the Central London (EC) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Thomas Miller P&I

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 26 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 59 events in its history
  • 12 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Thomas Miller P&I Ltd FCA authorised?
Thomas Miller P&I Ltd (FRN 460811) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Thomas Miller P&I?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Thomas Miller P&I Ltd (FRN 460811) is an AR of THE UNITED KINGDOM MUTUAL STEAM SHIP ASSURANCE ASSOCIATION LIMITED (FRN 202560). When you use Thomas Miller P&I's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Thomas Miller P&I, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Thomas Miller P&I’s phone number and website?
The FCA register lists the phone number 020 7283 4646 and the website thomasmiller.com for Thomas Miller P&I. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 12 other FCA firms.
Is Thomas Miller P&I a scam or clone?
Thomas Miller P&I is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Thomas Miller P&I?
Protection works through The United Kingdom Mutual Steam Ship Assurance Association Limited, the principal firm responsible for Thomas Miller P&I's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Thomas Miller P&I?
Thomas Miller P&I is owned by Thomas Miller (UK) Holdings Company Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Thomas Miller P&I?
Companies House lists 8 directors of Thomas Miller P&I: Nigel John Patrick Carden, Alan Alexander John Mackinnon, Andrew John Taylor, Philip Brian Clacy, Nigel Christopher De Silva, William Erskine Beveridge and 2 more.
How long has Thomas Miller P&I been in business?
The company was formed on 19 April 1994.
Does Thomas Miller P&I use any other names?
It trades as Thomas Miller Specialty Marine, Thomas Miller Specialty P&I, TMSM and TMS P&I. It has previously used the name Thomas Miller P&I (Europe) Ltd.

Sources and links

The full report on Thomas Miller P&I Ltd

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