Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
Responsible principal firm
THE UNITED KINGDOM MUTUAL STEAM SHIP ASSURANCE ASSOCIATION LIMITED Reference number: 202560 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Thomas Miller P&I Ltd (FRN 460811) is an AR of THE UNITED KINGDOM MUTUAL STEAM SHIP ASSURANCE ASSOCIATION LIMITED (FRN 202560). When you use Thomas Miller P&I's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Thomas Miller P&I, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Phone number
-
Address
90 Fenchurch Street, London, EC3M 4ST, United Kingdom
In the full report: 3 background checks
- When thomasmiller.com first appeared online, and whether it can receive email
- What kind of line 020 7283 4646 is, and the 12 other firms that give it
- Who else gives the postcode EC3M 4ST
Other names (5)
If you were contacted under any of these names, it is this firm.
- Thomas Miller Specialty Marine Trading name: A name it trades under now.
- Thomas Miller Specialty P&I Trading name: A name it trades under now.
- TMSM Trading name: A name it trades under now.
- TMS P&I Trading name: A name it trades under now.
- Thomas Miller P&I (Europe) Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through The United Kingdom Mutual Steam Ship Assurance Association Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 02920387 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 19 April 1994 (32 years old)
- Registered office
- Matches the FCA register address ✓
- Nature of business
-
- Non-life insurance (SIC 65120)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Nigel John Patrick Carden | Director | Feb 1954 | 7 Oct 2006 | 2 other companies |
| Alan Alexander John Mackinnon | Director | Aug 1970 | 28 Feb 2011 | 6 other companies |
| Andrew John Taylor | Director | Nov 1970 | 1 Apr 2014 | 6 other companies |
| Philip Brian Clacy | Director | Mar 1965 | 30 Apr 2015 | 3 other companies |
| Nigel Christopher De Silva | Director | Jul 1976 | 12 Jun 2018 | 2 other companies |
| William Erskine Beveridge | Director | Apr 1969 | 17 Sep 2022 | 6 other companies |
| Patrick Douglas Blackwood Ryan | Director | Oct 1978 | 20 Dec 2023 | 1 other company |
| Lisa Jane Gibbard | Director | Feb 1973 | 14 Mar 2024 | 11 other companies |
| Kieran Patrick Halpenny | Secretary | Not published | 31 Dec 2009 | – |
Other companies run by these 8 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 26
- closed down
- 7
- are FCA-registered
- 8
In the full report: all 26 companies, named
- What each company does, and whether it is still trading
- Which of these 8 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 8 on the FCA register
- The 4 companies these 8 directors run together
- All 30 people who have ever been directors, with their dates
Key dates in its history
Thomas Miller P&I’s history from the FCA register and Companies House, newest first.
2021
21 April 2021
- Changed its registered name from "Thomas Miller P&I (Europe) Ltd"
FCA register
2016
6 April 2016
- Thomas Miller (UK) Holdings Company Ltd took control (75–100% of shares)
Companies House
2006
4 December 2006
- Became an appointed representative
FCA register
1996
21 June 1996
- Board replaced: both directors left and 5 new directors took over
Companies House
1994
19 April 1994
- Incorporated at Companies House
Companies House
In the full report: all 59 events
- All 59 events in its history (5 shown here)
- Every director appointment and resignation: 50
Firms connected to Thomas Miller P&I
Other FCA-listed firms that share a director, phone number or address with Thomas Miller P&I. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 12
- share a director
- 1
- share its phone number
- 12
In the full report: all 12 connected firms, named
- How each is linked: shared directors (1), the same phone number (12), the same postcode (12)
- Who links each one: the named directors, with dates
- 6 past links through former directors
Firms like Thomas Miller P&I
Other firms of the same type (insurance broker), nearest first.
In the Central London (EC) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Thomas Miller P&I
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 26 other companies its directors have run, named
- 3 background checks on its contact details
- All 59 events in its history
- 12 connected firms, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Thomas Miller P&I Ltd FCA authorised?
What does appointed representative mean for Thomas Miller P&I?
What is Thomas Miller P&I’s phone number and website?
Is Thomas Miller P&I a scam or clone?
Is my money safe with Thomas Miller P&I?
Who owns Thomas Miller P&I?
Who runs Thomas Miller P&I?
How long has Thomas Miller P&I been in business?
Does Thomas Miller P&I use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk