Thomas Miller War Risks Services Ltd

Reference number: 422488

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Thomas Miller War Risks Services Ltd (FRN 422488) is an AR of UNITED KINGDOM MUTUAL WAR RISKS ASSOCIATION LIMITED (FRN 202813). When you use Thomas Miller War Risks Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Thomas Miller War Risks Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 7283 4646

  • Address

    90 Fenchurch Street, London, EC3M 4ST, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 7283 4646 is, and the 12 other firms that give it
  • Who else gives the postcode EC3M 4ST
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through United Kingdom Mutual War Risks Association Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
THOMAS MILLER WAR RISKS SERVICES LIMITED
Company status
Active
Company type
Private limited company
Incorporated
1 April 1985 (41 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Kieran Patrick Halpenny Director Sep 1966 14 Sep 2010 14 other companies
Rajiv Anil Akash Harnal Director Aug 1961 19 Dec 2012 15 other companies
Kieran Patrick Halpenny Secretary Not published 31 Dec 2009 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
24
closed down
10
are FCA-registered
5

In the full report: all 24 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 5 on the FCA register
  • The 5 companies these 2 directors run together
  • All 16 people who have ever been directors, with their dates
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Key dates in its history

Thomas Miller War Risks Services’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Thomas Miller (UK) Holdings Company Ltd took control (75–100% of shares)

Companies House

2005

14 January 2005

  • Became an appointed representative

FCA register

1985

1 April 1985

  • Incorporated at Companies House

Companies House

In the full report: all 31 events

  • All 31 events in its history (3 shown here)
  • Every director appointment and resignation: 28
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Firms connected to Thomas Miller War Risks Services

Other FCA-listed firms that share a director, phone number or address with Thomas Miller War Risks Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
12
share a director
5
share its phone number
10

In the full report: all 12 connected firms, named

  • How each is linked: shared directors (5), the same phone number (10), the same postcode (12)
  • Who links each one: the named directors, with dates
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Firms like Thomas Miller War Risks Services

Other firms of the same type (insurance broker), nearest first.

In the Central London (EC) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Thomas Miller War Risks Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 24 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 31 events in its history
  • 12 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Thomas Miller War Risks Services Ltd FCA authorised?
Thomas Miller War Risks Services Ltd (FRN 422488) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Thomas Miller War Risks Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Thomas Miller War Risks Services Ltd (FRN 422488) is an AR of UNITED KINGDOM MUTUAL WAR RISKS ASSOCIATION LIMITED (FRN 202813). When you use Thomas Miller War Risks Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Thomas Miller War Risks Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Thomas Miller War Risks Services’ phone number?
The FCA register lists the phone number 020 7283 4646 for Thomas Miller War Risks Services. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 12 other FCA firms.
Is Thomas Miller War Risks Services a scam or clone?
Thomas Miller War Risks Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Thomas Miller War Risks Services?
Protection works through United Kingdom Mutual War Risks Association Limited, the principal firm responsible for Thomas Miller War Risks Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Thomas Miller War Risks Services?
Thomas Miller War Risks Services is owned by Thomas Miller (UK) Holdings Company Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Thomas Miller War Risks Services?
Companies House lists 2 directors of Thomas Miller War Risks Services: Kieran Patrick Halpenny and Rajiv Anil Akash Harnal.
How long has Thomas Miller War Risks Services been in business?
The company was formed on 1 April 1985.

Sources and links

The full report on Thomas Miller War Risks Services Ltd

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