Three Crowns Finance Ltd

Reference number: 1012959

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

AFS Compliance Ltd Reference number: 625035 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Three Crowns Finance Ltd (FRN 1012959) is an AR of AFS Compliance Ltd (FRN 625035). When you use Three Crowns Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Three Crowns Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07833 298940

  • Address

    Unit G12, The Bloc, 38 Springfield Way, Anlaby, East Riding Of Yorkshire, HU10 6RJ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07833 298940 is
  • Who else gives the postcode HU10 6RJ
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Synergy Commercial Finance Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through AFS Compliance Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15107269
Company status
Active
Company type
Private limited company
Incorporated
31 August 2023 (3 years old)
Registered office
Unit G12 38 Springfield Way, Anlaby, Hull, East Yorkshire, HU10 6RJ, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Craig Ingram Director Mar 1985 19 Feb 2024 None
Christopher James Knight Director May 1979 24 Nov 2025 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 3 people who have been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 March 2026Micro-entity accountsNot audited

Total equity

£1

−100% from £22.6k

Employees (average)

1

Same as 1

Owed within a year

£86.9k

+155% from £34.1k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15107269. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Three Crowns Finance’s history from the FCA register and Companies House, newest first.

Key events (6) All events (12)

2026

6 April 2026

  • Christopher James Knight became a part-owner (25–50% of shares)

Companies House

2024

25 April 2024

  • Became an appointed representative

FCA register

19 February 2024

  • Craig Ingram became a part-owner (25–50% of shares)
  • John Paul Flanagan gave up control

Companies House

2023

31 August 2023

  • Incorporated at Companies House
  • John Paul Flanagan took control (75–100% of shares)

Companies House

In the full report: all 12 events

  • All 12 events in its history (6 shown here)
  • Every director appointment and resignation: 4
Instant PDF download

Firms connected to Three Crowns Finance

Other FCA-listed firms that share a director, phone number or address with Three Crowns Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share its postcode
5

In the full report: all 5 connected firms, named

  • How each is linked: the same postcode (5)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Three Crowns Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Hull (HU) postcode area

Abbeygate Financial Consultancy LimitedHessleAppointed representativeAcorn Associates Inc. LtdHullAppointed representativeAshley TrevarrowHullAppointed representativeEden Resorts LimitedHessleAppointed representativeHornsea Mortgage Brokers LtdHornseaAppointed representativeI Am A Mortgage Broker LtdHullAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Three Crowns Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 12 events in its history
  • 5 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Three Crowns Finance Ltd FCA authorised?
Three Crowns Finance Ltd (FRN 1012959) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Three Crowns Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Three Crowns Finance Ltd (FRN 1012959) is an AR of AFS Compliance Ltd (FRN 625035). When you use Three Crowns Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Three Crowns Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Three Crowns Finance’s phone number?
The FCA register lists the phone number 07833 298940 for Three Crowns Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Three Crowns Finance a scam or clone?
Three Crowns Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Three Crowns Finance?
Protection works through AFS Compliance Ltd, the principal firm responsible for Three Crowns Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Three Crowns Finance?
Companies House lists 2 people with significant control of Three Crowns Finance: Mr Christopher James Knight (25–50% of shares) and Craig Ingram (25–50% of shares). Before that, it was controlled by Mr John Paul Flanagan.
Who runs Three Crowns Finance?
Companies House lists 2 directors of Three Crowns Finance: Craig Ingram and Christopher James Knight.
How long has Three Crowns Finance been in business?
The company was formed on 31 August 2023.
What do Three Crowns Finance’s latest accounts show?
Its latest accounts, to 31 March 2026, show total equity of £1 (−100% from £22.6k).
Does Three Crowns Finance use any other names?
It trades as Synergy Commercial Finance.

Sources and links

The full report on Three Crowns Finance Ltd

£19.99 · Instant PDF download

Loading secure checkout…