Three Financial Planning Limited

Reference number: 1039645

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Sense Network Limited Reference number: 465124 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Three Financial Planning Limited (FRN 1039645) is an AR of Sense Network Limited (FRN 465124). When you use Three Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Three Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When 3fp.co.uk first appeared online, and whether it can receive email
  • What kind of line 07782 100731 is
  • Who else gives the postcode LE65 1RT
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Sense Network Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16582314
Company status
Active
Company type
Private limited company
Incorporated
15 July 2025 (1 year old)
Registered office
1 Plover Crescent, Anstey Heights, Leicester, LE4 1EB, United Kingdom
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Christopher Ian White Director Apr 1981 15 Jul 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Three Financial Planning’s history from the FCA register and Companies House, newest first.

2025

8 August 2025

  • Became an appointed representative

FCA register

15 July 2025

  • Incorporated at Companies House
  • Christopher Ian White took control (75–100% of shares)
  • Christopher Ian White appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Three Financial Planning

Other FCA-listed firms that share a director, phone number or address with Three Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Three Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Ashby-De-La-Zouch

Alastair MayAshby-De-La-ZouchAppointed representativeBleathwood IFA LtdAshby-de-la-ZouchAppointed representativeLH Financial Planning LimitedAshby-de-la-ZouchAppointed representativeMaple&Rose Wealth Management LtdAshby-De-La-ZouchAppointed representativeCastri WM LimitedAshby-De-La-ZouchAuthorisedGratitude Financial Planning LimitedAshby-De-La-ZouchAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Three Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 4 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Three Financial Planning Limited FCA authorised?
Three Financial Planning Limited (FRN 1039645) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Three Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Three Financial Planning Limited (FRN 1039645) is an AR of Sense Network Limited (FRN 465124). When you use Three Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Three Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Three Financial Planning’s phone number and website?
The FCA register lists the phone number 07782 100731 and the website 3fp.co.uk for Three Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Three Financial Planning a scam or clone?
Three Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Three Financial Planning?
Protection works through Sense Network Limited, the principal firm responsible for Three Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Three Financial Planning?
Companies House lists one person with significant control of Three Financial Planning: Mr Christopher Ian White (75–100% of shares).
Who runs Three Financial Planning?
Companies House lists one director of Three Financial Planning: Christopher Ian White.
How long has Three Financial Planning been in business?
The company was formed on 15 July 2025.

Sources and links

The full report on Three Financial Planning Limited

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