Three Pillars Financial Limited

Reference number: 1055187

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Sesame Limited Reference number: 150427 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Three Pillars Financial Limited (FRN 1055187) is an AR of Sesame Limited (FRN 150427). When you use Three Pillars Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Three Pillars Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07984 809072

  • Address

    The Court House, Llwynypia Road, Tonypandy, Rhondda Cynon Taf, CF40 2HZ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07984 809072 is
  • Who else gives the postcode CF40 2HZ
Instant PDF download

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Sesame Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Firms connected to Three Pillars Financial

Other FCA-listed firms that share a director, phone number or address with Three Pillars Financial. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
no longer authorised
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
Instant PDF download

Firms like Three Pillars Financial

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Cardiff (CF) postcode area

1st Choice 4 MortgagesBarryAppointed representativeABP Mortgages LtdBargoedAppointed representativeAcura Mortgage & Life LtdCowbridgeAppointed representativeAgeis LtdBarryAppointed representativeBocc Finance LimitedCardiffAppointed representativeCA Mortgage Services LimitedHengoedAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Three Pillars Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • 1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Three Pillars Financial Limited FCA authorised?
Three Pillars Financial Limited (FRN 1055187) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Three Pillars Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Three Pillars Financial Limited (FRN 1055187) is an AR of Sesame Limited (FRN 150427). When you use Three Pillars Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Three Pillars Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Three Pillars Financial’s phone number?
The FCA register lists the phone number 07984 809072 for Three Pillars Financial. If you were given different contact details, use these to check with the firm before going any further.
Is Three Pillars Financial a scam or clone?
Three Pillars Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Three Pillars Financial?
Protection works through Sesame Limited, the principal firm responsible for Three Pillars Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Sources and links

The full report on Three Pillars Financial Limited

£19.99 · Instant PDF download

Loading secure checkout…