Three Rivers Wealth Management Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for under a year
Protected through the principal
No FCA actions
Active company since 2025

Responsible principal firm

ValidPath Limited Reference number: 197107 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Three Rivers Wealth Management Limited (FRN 1048943) is an AR of ValidPath Limited (FRN 197107). When you use Three Rivers Wealth Management's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Three Rivers Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

020 4600 5920
Address

6 The Square, Martlesham Heath, Ipswich, Suffolk, IP5 3SL, United Kingdom

In the full report: 2 background checks

What kind of line 020 4600 5920 is
Who else gives the postcode IP5 3SL

FCA permissions and consumer protection

Protection through the principal firm
Protection works through ValidPath Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name: THREE RIVERS WEALTH MANAGEMENT LTD
Company number: 16906466 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 12 December 2025 (less than a year old)
Registered office: 6 The Square, Martlesham Heath, Ipswich, IP5 3SL, England
Nature of business: Financial management (SIC 70221)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Calum Douglas Dolan	Director	May 1998	12 Dec 2025	1 other company
Jake Luke Greenleaf	Director	Apr 2000	12 Dec 2025	None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
closed down: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration

Key dates in its history

Three Rivers Wealth Management’s history from the FCA register and Companies House, newest first.

2026

27 January 2026

Changed its registered name from "Three RiversWealth Management Limited"

FCA register

15 January 2026

Became an appointed representative

FCA register

2025

12 December 2025

Incorporated at Companies House
Calum Douglas Dolan became a part-owner (25–50% of shares)
Jake Luke Greenleaf became a part-owner (25–50% of shares)
Calum Douglas Dolan appointed as a director
Jake Luke Greenleaf appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Three Rivers Wealth Management

Other FCA-listed firms that share a director, phone number or address with Three Rivers Wealth Management. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share its postcode: 2

In the full report: all 2 connected firms, named

How each is linked: the same postcode (2)
Who links each one: the named directors, with dates

Firms like Three Rivers Wealth Management

Other firms of the same type (financial adviser), nearest first.

In Ipswich

Alpha-Omega Financial Services LtdIpswichAppointed representative Andrews Wealth LtdIpswichAppointed representative Annette StrangeIpswichAppointed representative Big Skies Wealth Management LimitedIpswichAppointed representative Broadgate Financial Consulting LimitedIpswichAppointed representative Case Wealth Management LimitedIpswichAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Three Rivers Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
2 background checks on its contact details
All 7 events in its history
2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Three Rivers Wealth Management Limited FCA authorised?

Three Rivers Wealth Management Limited (FRN 1048943) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Three Rivers Wealth Management?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Three Rivers Wealth Management Limited (FRN 1048943) is an AR of ValidPath Limited (FRN 197107). When you use Three Rivers Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Three Rivers Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Three Rivers Wealth Management’s phone number?

The FCA register lists the phone number 020 4600 5920 for Three Rivers Wealth Management. If you were given different contact details, use these to check with the firm before going any further.

Is Three Rivers Wealth Management a scam or clone?

Three Rivers Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Three Rivers Wealth Management?

Protection works through ValidPath Limited, the principal firm responsible for Three Rivers Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Three Rivers Wealth Management?

Companies House lists 2 people with significant control of Three Rivers Wealth Management: Mr Jake Luke Greenleaf (25–50% of shares) and Mr Calum Douglas Dolan (25–50% of shares).

Who runs Three Rivers Wealth Management?

Companies House lists 2 directors of Three Rivers Wealth Management: Calum Douglas Dolan and Jake Luke Greenleaf.

How long has Three Rivers Wealth Management been in business?

The company was formed on 12 December 2025.