Three Valleys Wealth Management Limited
Reference number: 1061667
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 2026
- 1 thing worth a closer look in the background checks
Responsible principal firm
Best Practice IFA Group Limited Reference number: 223112 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- THREE VALLEYS WEALTH MANAGEMENT LIMITED (FRN 1061667) is an AR of Best Practice IFA Group Limited (FRN 223112). When you use THREE VALLEYS WEALTH MANAGEMENT's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from THREE VALLEYS WEALTH MANAGEMENT, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Portland House, Belmont Business Park, Durham, County Durham, DH1 1TW, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When threevalleyswm.co.uk first appeared online, and whether it can receive email
- What kind of line 0191 375 5703 is
- Who else gives the postcode DH1 1TW
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Best Practice IFA Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 17340319 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 15 July 2026 (less than a year old)
- Registered office
- Portland House, Belmont Business Park, Durham, DH1 1TW, United Kingdom
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Richard William Capeling | Director | Sep 1989 | 15 Jul 2026 | None |
| Benjamin Luke Watkinson | Director | Jun 1980 | 15 Jul 2026 | None |
| Vanessa Teresa Wood | Director | Apr 1974 | 15 Jul 2026 | None |
In the full report: every company its directors have run
- Confirmation that these 3 directors run no other company
Key dates in its history
Three Valleys Wealth Management’s history from the FCA register and Companies House, newest first.
2026
12 August 2026
- Became an appointed representative
FCA register
15 July 2026
- Incorporated at Companies House
- Benjamin Luke Watkinson became a part-owner (25–50% of shares)
- Richard William Capeling became a part-owner (25–50% of shares)
- Vanessa Teresa Wood became a part-owner (25–50% of shares)
Companies House
In the full report: all 9 events
- All 9 events in its history (5 shown here)
- Every director appointment and resignation: 3
Firms like Three Valleys Wealth Management
Other firms of the same type (financial adviser), nearest first.
In Durham
Consortium Wealth Management LimitedDurhamAppointed representativeDominic MiddlemissDurhamAppointed representativeEC Financial Planning LimitedDurhamAppointed representativeIan CarrollDurhamAppointed representativeKudos Accountants LimitedDurhamAppointed representativeKWM (FP) LtdDurhamAppointed representative
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Three Valleys Wealth Management
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details, 1 flagged
- All 9 events in its history
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Frequently asked questions about this firm
Is Three Valleys Wealth Management Limited FCA authorised?
Three Valleys Wealth Management Limited (FRN 1061667) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Three Valleys Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Three Valleys Wealth Management Limited (FRN 1061667) is an AR of Best Practice IFA Group Limited (FRN 223112). When you use Three Valleys Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Three Valleys Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Three Valleys Wealth Management’s phone number and website?
The FCA register lists the phone number 0191 375 5703 and the website threevalleyswm.co.uk for Three Valleys Wealth Management. If you were given different contact details, use these to check with the firm before going any further.
Is Three Valleys Wealth Management a scam or clone?
Three Valleys Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Three Valleys Wealth Management?
Protection works through Best Practice IFA Group Limited, the principal firm responsible for Three Valleys Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Three Valleys Wealth Management?
Companies House lists 3 people with significant control of Three Valleys Wealth Management: Ms Vanessa Teresa Wood (25–50% of shares), Mr Richard William Capeling (25–50% of shares) and Mr Benjamin Luke Watkinson (25–50% of shares).
Who runs Three Valleys Wealth Management?
Companies House lists 3 directors of Three Valleys Wealth Management: Richard William Capeling, Benjamin Luke Watkinson and Vanessa Teresa Wood.
How long has Three Valleys Wealth Management been in business?
The company was formed on 15 July 2026.
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk