Thrive by Blackfinch Limited

Reference number: 1052031

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Blackfinch Investments Limited Reference number: 153860 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Thrive by Blackfinch Limited (FRN 1052031) introduces customers to Blackfinch Investments Limited (FRN 153860). Any regulated advice or arranging is done by the principal, not Thrive by Blackfinch.
  • Example: if Thrive by Blackfinch refers you to a financial adviser, the advice should come from the principal firm, not from Thrive by Blackfinch itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mythrive.co.uk first appeared online, and whether it can receive email
  • What kind of line 01452 922000 is
  • Who else gives the postcode GL53 9PQ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Blackfinch Investments Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13734526
Company status
Active
Company type
Private limited company
Incorporated
10 November 2021 (4 years old)
Registered office
Meadow Barn, Elkstone Studios, Cheltenham, GL53 9PQ, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Richard James Cook Director Jan 1978 10 Nov 2021 78 other companies
Andrew Samuel Troughton Director Dec 1972 25 Nov 2025 31 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
106
closed down
37
are FCA-registered
3

In the full report: all 106 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
  • The 3 companies these 2 directors run together
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

−£199k

Down £199k from £1

Owed within a year

£218k

No earlier figure to compare

Net assets are negative: on its last balance sheet the company owed £199k more than it owned.

Net assets

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13734526. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Thrive by Blackfinch’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2026

1 June 2026

  • Became an introducer appointed representative

FCA register

2025

25 November 2025

  • Edison Trading Limited became the majority owner (50–75% of shares)

Companies House

2021

10 November 2021

  • Incorporated at Companies House
  • Blackfinch Group Limited became a part-owner (25–50% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Thrive by Blackfinch

Other FCA-listed firms that share a director, phone number or address with Thrive by Blackfinch. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
3
share its postcode
2

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (3), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Thrive by Blackfinch

Other firms of the same type (investment or fund manager), nearest first.

In Cheltenham

Blackfinch Asset Management LimitedCheltenhamAppointed representativeBlackfinch Investments LimitedCheltenhamAuthorisedHugh Davies Associates LimitedCheltenhamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Thrive by Blackfinch

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 106 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 8 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Thrive by Blackfinch Limited FCA authorised?
Thrive by Blackfinch Limited (FRN 1052031) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Thrive by Blackfinch?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Thrive by Blackfinch Limited (FRN 1052031) introduces customers to Blackfinch Investments Limited (FRN 153860). Any regulated advice or arranging is done by the principal, not Thrive by Blackfinch. Example: if Thrive by Blackfinch refers you to a financial adviser, the advice should come from the principal firm, not from Thrive by Blackfinch itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Thrive by Blackfinch’s phone number and website?
The FCA register lists the phone number 01452 922000 and the website mythrive.co.uk for Thrive by Blackfinch. If you were given different contact details, use these to check with the firm before going any further.
Is Thrive by Blackfinch a scam or clone?
Thrive by Blackfinch is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Thrive by Blackfinch?
Protection works through Blackfinch Investments Limited, the principal firm responsible for Thrive by Blackfinch's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Thrive by Blackfinch?
Thrive by Blackfinch is owned by Edison Trading Limited, which holds 50–75% of shares and 50–75% of votes, since 25 November 2025.
Who runs Thrive by Blackfinch?
Companies House lists 2 directors of Thrive by Blackfinch: Richard James Cook and Andrew Samuel Troughton.
How long has Thrive by Blackfinch been in business?
The company was formed on 10 November 2021.
What do Thrive by Blackfinch’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of −£199k (down £199k from £1).

Sources and links

The full report on Thrive by Blackfinch Limited

£19.99 · Instant PDF download

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