Thrive Together FP Ltd

Reference number: 1020351

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Thrive Together FP Ltd (FRN 1020351) is an AR of ValidPath Limited (FRN 197107). When you use Thrive Together FP's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Thrive Together FP, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07837 120286

  • Address

    36 Eaton Road, Alsager, Stoke-On-Trent, Cheshire East, ST7 2BQ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07837 120286 is
  • Who else gives the postcode ST7 2BQ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through ValidPath Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
THRIVE TOGETHER FP LIMITED
Company status
Active
Company type
Private limited company
Incorporated
4 July 2024 (2 years old)
Registered office
102 Business & Technology Centre, Radway Green, Crewe, CW2 5PR, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Rachel Amy Edwards Director Jan 1989 4 Jul 2024 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
is FCA-registered
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
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Filed accounts and finances

Year to 31 July 2026Micro-entity accountsNot audited

Net assets

£42.1k

+159% from £16.3k

Employees (average)

1

Same as 1

Owed within a year

£8,340

+33% from £6,259

Net assets

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15820149. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Thrive Together FP’s history from the FCA register and Companies House, newest first.

2024

4 November 2024

  • Became an appointed representative

FCA register

4 July 2024

  • Incorporated at Companies House
  • Rachel Amy Edwards took control (75–100% of shares)
  • Rachel Amy Edwards appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Thrive Together FP

Other FCA-listed firms that share a director, phone number or address with Thrive Together FP. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Firms like Thrive Together FP

Other firms of the same type (financial adviser), nearest first.

In Stoke-On-Trent

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Thrive Together FP

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Thrive Together FP Ltd FCA authorised?
Thrive Together FP Ltd (FRN 1020351) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Thrive Together FP?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Thrive Together FP Ltd (FRN 1020351) is an AR of ValidPath Limited (FRN 197107). When you use Thrive Together FP's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Thrive Together FP, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Thrive Together FP’s phone number?
The FCA register lists the phone number 07837 120286 for Thrive Together FP. If you were given different contact details, use these to check with the firm before going any further.
Is Thrive Together FP a scam or clone?
Thrive Together FP is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Thrive Together FP?
Protection works through ValidPath Limited, the principal firm responsible for Thrive Together FP's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Thrive Together FP?
Companies House lists one person with significant control of Thrive Together FP: Mrs Rachel Amy Edwards (75–100% of shares).
Who runs Thrive Together FP?
Companies House lists one director of Thrive Together FP: Rachel Amy Edwards.
How long has Thrive Together FP been in business?
The company was formed on 4 July 2024.
What do Thrive Together FP’s latest accounts show?
Its latest accounts, to 31 July 2026, show net assets of £42.1k (+159% from £16.3k).

Sources and links

The full report on Thrive Together FP Ltd

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