Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
Responsible principal firm
TT Club Mutual Insurance Limited Reference number: 202852 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Through Transport Mutual Services (UK) Ltd (FRN 203492) is an AR of TT Club Mutual Insurance Limited (FRN 202852). When you use Through Transport Mutual Services (UK)'s services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Through Transport Mutual Services (UK), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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No phone number on the FCA register
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Address
90 Fenchurch Street, London, EC£M 4ST, United Kingdom
In the full report: 1 background check
- Who else gives the postcode EC£M 4ST
Other names (1)
If you were contacted under any of these names, it is this firm.
- Through Transport Mutual Services Limited Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through TT Club Mutual Insurance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- THROUGH TRANSPORT MUTUAL SERVICES (UK) LIMITED
- Company number
- 02979794 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 17 October 1994 (32 years old)
- Registered office
- 90 Fenchurch Street, London, EC3M 4ST
- Nature of business
-
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Ehsan Saif Chowdhury | Director | Apr 1969 | 9 Sep 2023 | 4 other companies |
| Charles Edward Fenton | Director | Jul 1964 | 1 Aug 2024 | 2 other companies |
| Kevin David King | Director | Sep 1967 | 1 Aug 2024 | 1 other company |
| Kieran Patrick Halpenny | Secretary | Not published | 31 Dec 2009 | – |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 6
- closed down
- 2
- is FCA-registered
- 1
In the full report: all 6 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- The 1 company these 3 directors run together
- All 38 people who have ever been directors, with their dates
Key dates in its history
Through Transport Mutual Services (UK)’s history from the FCA register and Companies House, newest first.
2016
6 April 2016
- Thomas Miller (UK) Holdings Company Ltd took control (75–100% of shares)
Companies House
1995
29 March 1995
- Changed its registered name from "Through Transport Mutual Services Limited"
FCA register
1994
17 October 1994
- Incorporated at Companies House
Companies House
1901
1 January 1901
- Became an appointed representative
FCA register
In the full report: all 77 events
- All 77 events in its history (4 shown here)
- Every director appointment and resignation: 73
Firms connected to Through Transport Mutual Services (UK)
Other FCA-listed firms that share a director, phone number or address with Through Transport Mutual Services (UK). A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1)
- Who links it to this firm: the named directors, with dates
Firms like Through Transport Mutual Services (UK)
Other firms of the same type (insurance broker), nearest first.
Elsewhere in the UK
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Through Transport Mutual Services (UK)
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 6 other companies its directors have run, named
- 1 background check on its contact details
- All 77 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk