Tink Financial Services Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 3 years
Your funds are safeguarded
No FCA actions
Active company since 2019
Accounts filed up to 30 September 2023

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

tink.com (opens in a new tab)
Phone number

07535 286086
Address

1 Sheldon square, London, W2 6TT, United Kingdom

In the full report: 3 background checks

When tink.com first appeared online, and whether it can receive email
What kind of line 07535 286086 is
Who else gives the postcode W2 6TT

Other names (3)

If you were contacted under any of these names, it is this firm.

Tink Trading name: A name it trades under now.
Tink, A Visa Solution Trading name: A name it trades under now.
Tink Financial Technology Trading name: A name it trades under now.

FCA permissions and consumer protection

Handle payments & transfers Funds safeguarded
Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (2 permissions)

7. Payment initiation services
8. Account information services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 12347825 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 4 December 2019 (6 years old)
Registered office: 1 Sheldon Square, London, W2 6TT, United Kingdom
Nature of business: Business and domestic software development (SIC 62012)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Ian Christopher Morrin	Director	Jun 1978	28 Mar 2024	1 other company
Axel Boye-Moller	Director	Dec 1970	28 Aug 2026	None
James Houslay	Director	Jul 1982	28 Aug 2026	None
Richard Cusack	Secretary	Not published	28 Sep 2022	–

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
still active: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
Any that went into liquidation or administration
All 10 people who have ever been directors, with their dates

Filed accounts and finances

9 months to 30 September 2023Full accountsAudited

Turnover

£6.06m

Not compared: the previous accounts cover a different length of time

Profit before tax

£61.4k

Not compared: the previous accounts cover a different length of time

Net assets

£1.00m

+73% from £577k

Cash at bank

£186k

−67% from £567k

The previous accounts cover 12 months, so turnover and profit are not compared with them.

* Cash at bank usually includes customers’ money.

Assets and liabilities

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 12347825. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Tink Financial Services’s history from the FCA register and Companies House, newest first.

Key events (5) All events (25)

2023

27 September 2023

Regulated by the FCA from this date
Became an authorised payment institution

FCA register

2022

1 April 2022

John Robert Jesper Henriksson no longer has significant control

Companies House

2019

4 December 2019

Incorporated at Companies House
John Robert Jesper Henriksson gained significant control

Companies House

In the full report: all 25 events

All 25 events in its history (5 shown here)
Every director appointment and resignation: 17

Firms connected to Tink Financial Services

Other FCA-listed firms that share a director, phone number or address with Tink Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share its postcode: 2

In the full report: all 2 connected firms, named

How each is linked: the same postcode (2)
Who links each one: the named directors, with dates

Firms like Tink Financial Services

Other firms of the same type (payment or money transfer firm), nearest first.

In London

Uber Payments UK LimitedLondonAuthorised Wise Payments LimitedLondonAuthorised Forisgfs UK LimitedLondonAuthorised Wepay Payments Ltd.LondonAuthorised Airbnb Payments UK LimitedLondonAuthorised Mollie UK Ltd.LondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Tink Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
3 background checks on its contact details
All 25 events in its history
2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Tink Financial Services Limited FCA authorised?

Yes, Tink Financial Services Limited (FRN 988456) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2023 and works as a payment or money transfer firm. The FCA has placed no limits on its permissions.

What is Tink Financial Services’ phone number and website?

The FCA register lists the phone number 07535 286086 and the website tink.com for Tink Financial Services. If you were given different contact details, use these to check with the firm before going any further.

Is Tink Financial Services a scam or clone?

Tink Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Tink Financial Services?

It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Tink Financial Services to the Financial Ombudsman Service, free of charge.

Who owns Tink Financial Services?

Companies House lists no one with significant control of Tink Financial Services now. Before that, it was controlled by Mr John Robert Jesper Henriksson.

Who runs Tink Financial Services?

Companies House lists 3 directors of Tink Financial Services: Ian Christopher Morrin, Axel Boye-Moller and James Houslay.

How long has Tink Financial Services been in business?

The company was formed on 4 December 2019, and has held its current FCA authorisation since September 2023.

What do Tink Financial Services’ latest accounts show?

Its latest accounts, to 30 September 2023, show turnover of £6.06m (not compared: the previous accounts cover a different length of time) and profit before tax of £61.4k (not compared: the previous accounts cover a different length of time).

Does Tink Financial Services use any other names?

It trades as Tink, Tink, A Visa Solution and Tink Financial Technology.