TIW Network Ltd

Reference number: 1026435

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • TIW Network Ltd (FRN 1026435) introduces customers to KIN Insurance Brokers Limited (FRN 300412). Any regulated advice or arranging is done by the principal, not TIW Network.
  • Example: if TIW Network refers you to a financial adviser, the advice should come from the principal firm, not from TIW Network itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When tiwnetwork.co.uk first appeared online, and whether it can receive email
  • What kind of line 07761 098796 is
  • Who else gives the postcode KY11 2JH
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • This Is Wealth Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through KIN Insurance Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
9 March 2023 (3 years old)
Registered office
195 Queensferry Road, Rosyth, Dunfermline, KY11 2JH, Scotland
Nature of business
  • Real estate agencies (SIC 68310)
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Steven David Clark Director Jun 1984 9 Mar 2023 8 other companies
Samuel Richard Dyer Director Aug 1990 9 Mar 2023 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
9
closed down
1
still active
8

In the full report: all 9 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

−£41.6k

Down £38.5k from −£3,061

Cash at bank

£11.9k

−66% from £34.9k

Employees (average)

4

−43% from 7

Owed within a year

£18.2k

−67% from £55.3k

Net assets are negative: on its last balance sheet the company owed £41.6k more than it owned.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC761718. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

TIW Network’s history from the FCA register and Companies House, newest first.

2025

19 February 2025

  • Became an introducer appointed representative

FCA register

2023

9 March 2023

  • Incorporated at Companies House
  • Castleblair Group Ltd became a part-owner (25–50% of shares)
  • Skm Clark Group Ltd became a part-owner (25–50% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms like TIW Network

Other firms of the same type (insurance broker), nearest first.

In Dunfermline

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on TIW Network

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 9 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 8 events in its history

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Frequently asked questions about this firm

Is TIW Network Ltd FCA authorised?
TIW Network Ltd (FRN 1026435) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for TIW Network?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. TIW Network Ltd (FRN 1026435) introduces customers to KIN Insurance Brokers Limited (FRN 300412). Any regulated advice or arranging is done by the principal, not TIW Network. Example: if TIW Network refers you to a financial adviser, the advice should come from the principal firm, not from TIW Network itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is TIW Network’s phone number and website?
The FCA register lists the phone number 07761 098796 and the website tiwnetwork.co.uk for TIW Network. If you were given different contact details, use these to check with the firm before going any further.
Is TIW Network a scam or clone?
TIW Network is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with TIW Network?
Protection works through KIN Insurance Brokers Limited, the principal firm responsible for TIW Network's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns TIW Network?
Companies House lists 2 people with significant control of TIW Network: Skm Clark Group Ltd (25–50% of shares) and Castleblair Group Ltd (25–50% of shares).
Who runs TIW Network?
Companies House lists 2 directors of TIW Network: Steven David Clark and Samuel Richard Dyer.
How long has TIW Network been in business?
The company was formed on 9 March 2023.
What do TIW Network’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of −£41.6k (down £38.5k from −£3,061) and cash at bank of £11.9k (−66% from £34.9k).
Does TIW Network use any other names?
It trades as This Is Wealth.

Sources and links

The full report on TIW Network Ltd

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