Top Connect Ltd

Reference number: 610825

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Registered with the FCA

This firm is registered as a small payment institution. That is a lighter regime than full FCA authorisation, applied to smaller payment firms, and safeguarding of customer money is optional at this size.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When topconnectltd.co.uk first appeared online, and whether it can receive email
  • What kind of line 07960 106325 is, and the other firm that gives it
  • Who else gives the postcode M1 4DZ
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FCA permissions and consumer protection

  • Handle payments & transfers No FSCS cover
    Safeguarding is optional for a payment firm of this size, so your money may not be held in a separate protected account. Ask the firm whether it safeguards customer funds before sending it money. FSCS protection does not apply either way.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • 6. Money remittance.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08659511
Company status
Active
Company type
Private limited company
Incorporated
21 August 2013 (13 years old)
Registered office
St. James Tower, 7 Charlotte Street, Manchester, M1 4DZ, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Francis Yaw Ohene Duah Director Feb 1957 21 Aug 2013 1 other company
Momodou David Faal Secretary Not published 25 Apr 2021 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 August 2025Small company accountsNot audited

Net assets

£279k

+36% from £205k

Cash at bank

£931k

Up £852k from £79.6k

Employees (average)

9

+13% from 8

Owed within a year

£1.37m

+319% from £328k

Net assets

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08659511. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Top Connect’s history from the FCA register and Companies House, newest first.

Key events (7) All events (12)

2022

7 January 2022

  • Momodou Faal became a part-owner (25–50% of shares)
  • Momodou Faal stopped being a part-owner

Companies House

2018

8 October 2018

  • Registered as a small payment institution

FCA register

2016

21 August 2016

  • Francis Yaw Ohene-Duah became the majority owner (50–75% of shares)

Companies House

2014

1 June 2014

  • Supervised by HMRC under the money laundering rules from this date

FCA register

2013

27 November 2013

  • Regulated by the FCA from this date

FCA register

21 August 2013

  • Incorporated at Companies House

Companies House

In the full report: all 12 events

  • All 12 events in its history (7 shown here)
  • Every director appointment and resignation: 5
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Firms connected to Top Connect

Other FCA-listed firms that share a director, phone number or address with Top Connect. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share its phone number
1
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: the same phone number (1), the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like Top Connect

Other firms of the same type (payment or money transfer firm), nearest first.

In Manchester

Ace Money Transfer LimitedManchesterAuthorisedBayze Trading LtdManchesterRegisteredEasy Cash Card LimitedManchesterRegisteredEdward Olakunle AdebanjoManchesterRegisteredFibonatix (UK) LimitedManchesterAuthorisedGlo Currency UK LimitedManchesterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Top Connect

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 12 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Top Connect Ltd FCA authorised?
Yes, Top Connect Ltd (FRN 610825) is registered with the FCA and permitted to provide its regulated services.
What is Top Connect’s phone number and website?
The FCA register lists the phone number 07960 106325 and the website topconnectltd.co.uk for Top Connect. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Top Connect a scam or clone?
Top Connect is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Top Connect?
Protection depends on which product you hold and how Top Connect handles your money, so check the specific product before you commit. You can also refer complaints about Top Connect to the Financial Ombudsman Service, free of charge.
Who owns Top Connect?
Companies House lists one person with significant control of Top Connect: Mr. Francis Yaw Ohene-Duah (50–75% of shares). Before that, it was controlled by Mr Momodou Faal.
Who runs Top Connect?
Companies House lists one director of Top Connect: Francis Yaw Ohene Duah.
How long has Top Connect been in business?
The company was formed on 21 August 2013, and has held its current FCA authorisation since October 2018.
What do Top Connect’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £279k (+36% from £205k) and cash at bank of £931k (up £852k from £79.6k).

Sources and links

The full report on Top Connect Ltd

£19.99 · Instant PDF download

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