Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
144 North Sudley Road, Liverpool, Merseyside, L17 6BT, United Kingdom
In the full report: 2 background checks
- What kind of line 07771 607006 is
- Who else gives the postcode L17 6BT
Other names (1)
If you were contacted under any of these names, it is this firm.
- Town Loans Trading name: A name it trades under now.
Warning
Scammers have impersonated this firm
Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.
Fake phone numbers (1)
- 0151 329 3729
Fake email addresses (1)
- support@townloans.co.uk
Fake websites (1)
- townsloans.co.uk
The FCA warning these came from
- Town Loans 13 March 2020
Scammers change these details often. Always check the live FCA warning.
FCA permissions and consumer protection
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
- Entering into a regulated home credit loan agreement as lender
- Exercising or having the right to exercise the lender's rights and duties under a regulated home credit loan agreement
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
The clone warnings above are scammers using this firm's name, not something the firm has done.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 07860390 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 25 November 2011 (14 years old)
- Registered office
- 116 Duke Street, Liverpool, Merseyside, L1 5JW
- Nature of business
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- Activities of mortgage finance companies (SIC 64922)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Nicholas Peter Mark Sweeney | Director | Sep 1964 | 23 Sep 2013 | 14 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 14
- closed down
- 6
- went insolvent
- 1
In the full report: all 14 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- The one that went into liquidation or administration
- All 2 people who have ever been directors, with their dates
Filed accounts and finances
Total equity
£38.6k
−14% from £44.8k
Owed within a year
£6,358
−22% from £8,135
Total equity
In the full report: all 6 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 07860390. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Town Loans Company’s history from the FCA register and Companies House, newest first.
2020
13 March 2020
- FCA warned the public about a scam impersonating this firm
FCA warning list
2016
6 April 2016
- Nicholas Peter Mark Sweeney took control (75–100% of shares)
Companies House
2015
18 December 2015
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
2013
23 September 2013
- Board replaced: its only director left and a new director took over
Companies House
2011
25 November 2011
- Incorporated at Companies House
Companies House
In the full report: all 12 events
- All 12 events in its history (6 shown here)
- Every director appointment and resignation: 3
Firms like Town Loans Company
Other firms of the same type (lender), nearest first.
In Liverpool
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Town Loans Company
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 14 other companies its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 12 events in its history
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Frequently asked questions about this firm
Is Town Loans Company Limited FCA authorised?
What is Town Loans Company’s phone number?
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Who owns Town Loans Company?
Who runs Town Loans Company?
How long has Town Loans Company been in business?
What do Town Loans Company’s latest accounts show?
Does Town Loans Company use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- FCA warning: Town Loans fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk