TPT Retirement Solutions Limited: FCA regulated?

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Appointed for under a year
Protected through the principal
No FCA actions
Active company since 2015
Accounts filed up to 30 September 2020

Responsible principal firm

MONEY LABS LTD. Reference number: 812251 Authorised View firm →

What does this mean?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
TPT Retirement Solutions Limited (FRN 1045277) introduces customers to MONEY LABS LTD. (FRN 812251). Any regulated advice or arranging is done by the principal, not TPT Retirement Solutions.
Example: if TPT Retirement Solutions refers you to a financial adviser, the advice should come from the principal firm, not from TPT Retirement Solutions itself.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

tpt.co.uk (opens in a new tab)
Phone number

0113 234 5500
Address

3 South Brook Street, Leeds, Leeds, LS10 1FT, United Kingdom

In the full report: 3 background checks

When tpt.co.uk first appeared online, and whether it can receive email
What kind of line 0113 234 5500 is
Who else gives the postcode LS10 1FT

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Money Labs Ltd., the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 09639961 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 15 June 2015 (11 years old)
Registered office: 5th Floor 3 South Brook Street, Leeds, LS10 1FT, England
Nature of business: Pension funding (SIC 65300)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
David John Lane	Director	Jul 1964	15 Jun 2015	31 other companies
David Stewart Robertson	Director	Jul 1960	14 Jun 2018	19 other companies
Calum Mackenzie Thomson	Director	Jun 1960	1 Jan 2024	None
Anna Evelyn Troup	Director	Mar 1970	1 Jul 2026	15 other companies
Amanda Parkinson	Secretary	Not published	2 Oct 2023	–

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 62
closed down: 27
went insolvent: 1

In the full report: all 62 companies, named

What each company does, and whether it is still trading
Which of these 4 directors sit on each board, and since when
The one that went into liquidation or administration
The 6 on the FCA register, including 2 no longer authorised
The 2 companies these 4 directors run together
All 8 people who have ever been directors, with their dates

Filed accounts and finances

Year to 30 September 2020Full accountsNot audited

Net assets

£2.02m

+77% from £1.14m

Cash at bank

£2.46m

+81% from £1.36m

Employees (average)

0

Same as 0

Owed within a year

£593k

−43% from £1.04m

Assets and liabilities

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 09639961. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

TPT Retirement Solutions’s history from the FCA register and Companies House, newest first.

Key events (3) All events (15)

2025

16 December 2025

Became an introducer appointed representative

FCA register

2016

6 April 2016

Verity Trustees Limited took control (75–100% of shares)

Companies House

2015

15 June 2015

Incorporated at Companies House

Companies House

In the full report: all 15 events

All 15 events in its history (3 shown here)
Every director appointment and resignation: 12

Firms connected to TPT Retirement Solutions

Other FCA-listed firms that share a director, phone number or address with TPT Retirement Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 3
share a director: 3
past links: 3

In the full report: all 3 connected firms, named

How each is linked: shared directors (3)
Who links each one: the named directors, with dates
3 past links through former directors

Get the full report on TPT Retirement Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

62 other companies its directors have run, named
3 background checks on its contact details
All 15 events in its history
3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is TPT Retirement Solutions Limited FCA authorised?

TPT Retirement Solutions Limited (FRN 1045277) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does introducer appointed representative mean for TPT Retirement Solutions?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. TPT Retirement Solutions Limited (FRN 1045277) introduces customers to MONEY LABS LTD. (FRN 812251). Any regulated advice or arranging is done by the principal, not TPT Retirement Solutions. Example: if TPT Retirement Solutions refers you to a financial adviser, the advice should come from the principal firm, not from TPT Retirement Solutions itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is TPT Retirement Solutions’ phone number and website?

The FCA register lists the phone number 0113 234 5500 and the website tpt.co.uk for TPT Retirement Solutions. If you were given different contact details, use these to check with the firm before going any further.

Is TPT Retirement Solutions a scam or clone?

TPT Retirement Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with TPT Retirement Solutions?

Protection works through Money Labs Ltd., the principal firm responsible for TPT Retirement Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns TPT Retirement Solutions?

TPT Retirement Solutions is owned by Verity Trustees Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.

Who runs TPT Retirement Solutions?

Companies House lists 4 directors of TPT Retirement Solutions: David John Lane, David Stewart Robertson, Calum Mackenzie Thomson and Anna Evelyn Troup.

How long has TPT Retirement Solutions been in business?

The company was formed on 15 June 2015.

What do TPT Retirement Solutions’ latest accounts show?

Its latest accounts, to 30 September 2020, show net assets of £2.02m (+77% from £1.14m) and cash at bank of £2.46m (+81% from £1.36m).