Transpaygo Limited

Reference number: 722528

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When fonmoney.com first appeared online, and whether it can receive email
  • What kind of line 07515 555807 is
  • Who else gives the postcode WC2A 1JF
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Fonmoney Trading name

FCA permissions and consumer protection

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • 5. Issuing and/or acquiring of payment instruments.
  • 6. Money remittance.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08936601
Company status
Active
Company type
Private limited company
Incorporated
13 March 2014 (12 years old)
Registered office
C/O Keystone Law, 48 Chancery Lane, London, WC2A 1JF, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Mirko Kinigadner Director Oct 1976 13 Mar 2014 None
Matthias Wurmboeck Director Jan 1983 1 Sep 2015 None
Christopher Edward Bailey Director Mar 1975 4 Sep 2019 5 other companies
KEYSTONE LAW LIMITED Corporate secretary Not published 11 May 2023 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
2
still active
3

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2024Full accountsNot audited

Net assets

£2.59m

+16% from £2.22m

Cash at bank

£31.7k

+75% from £18.1k

Employees (average)

3

Same as 3

Owed within a year

£140k

+57% from £89.2k

* Cash at bank usually includes customers’ money.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 08936601. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Transpaygo’s history from the FCA register and Companies House, newest first.

Key events (8) All events (16)

2018

13 July 2018

  • No longer supervised by HMRC

FCA register

23 April 2018

  • No longer regulated by the FCA
  • Became an authorised payment institution

FCA register

2017

13 February 2017

  • Mirko Alexander Kinigadner became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Matthias Wurmboeck gained significant control

Companies House

2015

31 December 2015

  • Supervised by HMRC under the money laundering rules from this date

FCA register

14 December 2015

  • Regulated by the FCA from this date

FCA register

2014

13 March 2014

  • Incorporated at Companies House

Companies House

In the full report: all 16 events

  • All 16 events in its history (8 shown here)
  • Every director appointment and resignation: 7
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Firms like Transpaygo

Other firms of the same type (payment or money transfer firm), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Transpaygo

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 16 events in its history

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Frequently asked questions about this firm

Is Transpaygo Limited FCA authorised?
Yes, Transpaygo Limited (FRN 722528) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2018 and works as a payment or money transfer firm. The FCA has placed no limits on its permissions.
What is Transpaygo’s phone number and website?
The FCA register lists the phone number 07515 555807 and the website fonmoney.com for Transpaygo. If you were given different contact details, use these to check with the firm before going any further.
Is Transpaygo a scam or clone?
Transpaygo is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Transpaygo?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Transpaygo to the Financial Ombudsman Service, free of charge.
Who owns Transpaygo?
Companies House lists 2 people with significant control of Transpaygo: Mirko Alexander Kinigadner (25–50% of shares) and Mr Matthias Wurmboeck (significant influence or control).
Who runs Transpaygo?
Companies House lists 3 directors of Transpaygo: Mirko Kinigadner, Matthias Wurmboeck and Christopher Edward Bailey.
How long has Transpaygo been in business?
The company was formed on 13 March 2014, and has held its current FCA authorisation since April 2018.
What do Transpaygo’s latest accounts show?
Its latest accounts, to 31 December 2024, show net assets of £2.59m (+16% from £2.22m) and cash at bank of £31.7k (+75% from £18.1k).
Does Transpaygo use any other names?
It trades as Fonmoney.

Sources and links

The full report on Transpaygo Limited

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