Tree Tops Caravan Park Limited

Reference number: 413835

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Tree Tops Caravan Park Limited (FRN 413835) is an AR of Bspoke Lifestyle Ltd (FRN 820727). When you use Tree Tops Caravan Park's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Tree Tops Caravan Park, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When treetopscaravanpark.co.uk first appeared online, and whether it can receive email
  • What kind of line 01745 560279 is
  • Who else gives the postcode CH8 8JP
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Bspoke Lifestyle Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
24 June 1983 (43 years old)
Registered office
Gwespyr, Holywell, Flintshire, CH8 9JP
Nature of business
  • Recreational vehicle parks, trailer parks and camping grounds (SIC 55300)

Directors and company secretaries

Name Role Born Appointed Other companies
Henry James Reginald Walker Director Apr 1942 1 Jan 1993 None
Andrew Michael Walker Director May 1968 1 Jan 2000 1 other company
Maureen Jane Walker Director Mar 1946 Not published None
Maureen Jane Walker Secretary Not published Not published None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsNot audited

Net assets

£3.40m

<1% from £3.41m

Cash at bank

£248k

−19% from £308k

Owed within a year

£231k

<1% from £230k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 01734497. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Tree Tops Caravan Park’s history from the FCA register and Companies House, newest first.

2017

14 January 2017

  • Andrew Michael Walker gained significant control
  • Henry James Reginald Walker became a part-owner (25–50% of shares)
  • Maureen Jane Walker became the majority owner (50–75% of shares)

Companies House

2005

14 January 2005

  • Became an appointed representative

FCA register

1983

24 June 1983

  • Incorporated at Companies House

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms like Tree Tops Caravan Park

Other firms of the same type (insurance broker), nearest first.

In the Chester (CH) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Tree Tops Caravan Park

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is Tree Tops Caravan Park Limited FCA authorised?
Tree Tops Caravan Park Limited (FRN 413835) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Tree Tops Caravan Park?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Tree Tops Caravan Park Limited (FRN 413835) is an AR of Bspoke Lifestyle Ltd (FRN 820727). When you use Tree Tops Caravan Park's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Tree Tops Caravan Park, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Tree Tops Caravan Park’s phone number and website?
The FCA register lists the phone number 01745 560279 and the website treetopscaravanpark.co.uk for Tree Tops Caravan Park. If you were given different contact details, use these to check with the firm before going any further.
Is Tree Tops Caravan Park a scam or clone?
Tree Tops Caravan Park is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Tree Tops Caravan Park?
Protection works through Bspoke Lifestyle Ltd, the principal firm responsible for Tree Tops Caravan Park's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Tree Tops Caravan Park?
Companies House lists 3 people with significant control of Tree Tops Caravan Park: Mrs Maureen Jane Walker (50–75% of shares), Mr Henry James Reginald Walker (25–50% of shares) and Mr Andrew Michael Walker (significant influence or control).
Who runs Tree Tops Caravan Park?
Companies House lists 3 directors of Tree Tops Caravan Park: Henry James Reginald Walker, Andrew Michael Walker and Maureen Jane Walker.
How long has Tree Tops Caravan Park been in business?
The company was formed on 24 June 1983.
What do Tree Tops Caravan Park’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £3.40m (<1% from £3.41m) and cash at bank of £248k (−19% from £308k).

Sources and links

The full report on Tree Tops Caravan Park Limited

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