True Protect (Protection Solutions) Ltd

Reference number: 976448

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Prosper Protect Limited Reference number: 912838 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • True Protect (Protection Solutions) Ltd (FRN 976448) is an AR of Prosper Protect Limited (FRN 912838). When you use True Protect (Protection Solutions)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from True Protect (Protection Solutions), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When true-protect.co.uk first appeared online, and whether it can receive email
  • What kind of line 07411 209193 is
  • Who else gives the postcode BA12 0AE
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • True Protect Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Prosper Protect Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14053700
Company status
Active
Company type
Private limited company
Incorporated
19 April 2022 (4 years old)
Registered office
Kenmere House, Upton Scudamore, Warminster, BA12 0AE, England
Nature of business
  • Life insurance (SIC 65110)

Directors and company secretaries

Name Role Born Appointed Other companies
Rachel Isles Director Sep 1969 19 Apr 2022 1 other company
Victoria King Director Dec 1982 19 Apr 2022 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 April 2026Micro-entity accountsNot audited

Net assets

£69

−98% from £4,551

Employees (average)

2

Same as 2

Owed within a year

£5,135

−74% from £20.0k

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2023 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14053700. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

True Protect (Protection Solutions)’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2022

26 May 2022

  • Became an appointed representative

FCA register

19 April 2022

  • Incorporated at Companies House
  • Rachel Isles became a part-owner (25–50% of shares)
  • Victoria King became a part-owner (25–50% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms like True Protect (Protection Solutions)

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Bath (BA) postcode area

Andrew James WhitmoreWestburyAppointed representativeBreeze Mortgages LtdBathAppointed representativeButler Mortgages LimitedWestburyAppointed representativeBW Finance LimitedWincantonAppointed representativeCotterell & Cotterell Commercial Finance LimitedBathAppointed representativeCrescent Mortgages LtdHoltAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on True Protect (Protection Solutions)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 7 events in its history

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Frequently asked questions about this firm

Is True Protect (Protection Solutions) Ltd FCA authorised?
True Protect (Protection Solutions) Ltd (FRN 976448) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for True Protect (Protection Solutions)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. True Protect (Protection Solutions) Ltd (FRN 976448) is an AR of Prosper Protect Limited (FRN 912838). When you use True Protect (Protection Solutions)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from True Protect (Protection Solutions), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is True Protect (Protection Solutions)’s phone number and website?
The FCA register lists the phone number 07411 209193 and the website true-protect.co.uk for True Protect (Protection Solutions). If you were given different contact details, use these to check with the firm before going any further.
Is True Protect (Protection Solutions) a scam or clone?
True Protect (Protection Solutions) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with True Protect (Protection Solutions)?
Protection works through Prosper Protect Limited, the principal firm responsible for True Protect (Protection Solutions)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns True Protect (Protection Solutions)?
Companies House lists 2 people with significant control of True Protect (Protection Solutions): Rachel Isles (25–50% of shares) and Victoria King (25–50% of shares).
Who runs True Protect (Protection Solutions)?
Companies House lists 2 directors of True Protect (Protection Solutions): Rachel Isles and Victoria King.
How long has True Protect (Protection Solutions) been in business?
The company was formed on 19 April 2022.
What do True Protect (Protection Solutions)’s latest accounts show?
Its latest accounts, to 30 April 2026, show net assets of £69 (−98% from £4,551).
Does True Protect (Protection Solutions) use any other names?
It trades as True Protect.

Sources and links

The full report on True Protect (Protection Solutions) Ltd

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