True Risk Solutions LTD

Reference number: 1055226

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

COVERTRADE RISK MANAGEMENT LTD Reference number: 1020148 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • True Risk Solutions LTD (FRN 1055226) is an AR of COVERTRADE RISK MANAGEMENT LTD (FRN 1020148). When you use True Risk Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from True Risk Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01304 262880

  • Address

    20 Wenlock Road, London, N1 7GU, United Kingdom

In the full report: 2 background checks, 1 thing worth a closer look

  • What kind of line 01304 262880 is
  • Whether N1 7GU is a shared office: 88 other firms give it
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Covertrade Risk Management Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
17156383
Company status
Active
Company type
Private limited company
Incorporated
14 April 2026 (less than a year old)
Registered office
20 Wenlock Road, London, N1 7GU, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Craig Leslie Adams Director Sep 1988 14 Apr 2026 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

True Risk Solutions’s history from the FCA register and Companies House, newest first.

2026

4 June 2026

  • Became an appointed representative
  • Began trading as "True Risk Solutions"

FCA register

14 April 2026

  • Incorporated at Companies House
  • Craig Leslie Adams took control (75–100% of shares)
  • Craig Leslie Adams appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like True Risk Solutions

Other firms of the same type (insurance broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on True Risk Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details, 1 flagged
  • All 5 events in its history

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Frequently asked questions about this firm

Is True Risk Solutions LTD FCA authorised?
True Risk Solutions LTD (FRN 1055226) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for True Risk Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. True Risk Solutions LTD (FRN 1055226) is an AR of COVERTRADE RISK MANAGEMENT LTD (FRN 1020148). When you use True Risk Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from True Risk Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is True Risk Solutions’ phone number?
The FCA register lists the phone number 01304 262880 for True Risk Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is True Risk Solutions a scam or clone?
True Risk Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with True Risk Solutions?
Protection works through Covertrade Risk Management Ltd, the principal firm responsible for True Risk Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns True Risk Solutions?
Companies House lists one person with significant control of True Risk Solutions: Mr Craig Leslie Adams (75–100% of shares).
Who runs True Risk Solutions?
Companies House lists one director of True Risk Solutions: Craig Leslie Adams.
How long has True Risk Solutions been in business?
The company was formed on 14 April 2026.

Sources and links

The full report on True Risk Solutions LTD

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