TWC Financial Limited

Reference number: 968366

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • TWC Financial Limited (FRN 968366) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use TWC Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from TWC Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When twcfinancial.co.uk first appeared online, and whether it can receive email
  • What kind of line 01622 589480 is
  • Who else gives the postcode ME14 5PP
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13491152
Company status
Active
Company type
Private limited company
Incorporated
2 July 2021 (5 years old)
Registered office
76 Glebe Lane, Barming, Maidstone, Kent, ME16 9BD, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Martin Paul Wilkinson Director Jan 1968 2 Jul 2021 2 other companies
Scott James Comfort Director Aug 1990 5 Jan 2023 4 other companies
Neil Thompstone Director Nov 1977 5 Jan 2023 2 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
4
run together
1

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 3 directors run together
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£588k

−13% from £680k

Cash at bank

£129k

−30% from £184k

Employees (average)

18

−10% from 20

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13491152. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

TWC Financial’s history from the FCA register and Companies House, newest first.

Key events (7) All events (10)

2023

2 July 2023

  • Martin Paul Wilkinson gained significant control
  • Neil Thompstone gained significant control
  • Scott James Comfort gained significant control

Companies House

5 January 2023

  • Martin Paul Wilkinson gave up control

Companies House

2022

22 January 2022

  • Became an appointed representative

FCA register

2021

2 July 2021

  • Incorporated at Companies House
  • Martin Paul Wilkinson took control (75–100% of shares)

Companies House

In the full report: all 10 events

  • All 10 events in its history (7 shown here)
  • Every director appointment and resignation: 3
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Firms connected to TWC Financial

Other FCA-listed firms that share a director, phone number or address with TWC Financial. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like TWC Financial

Other firms of the same type (financial adviser), nearest first.

In Maidstone

Allied Luptons LimitedMaidstoneAppointed representativeAnnie DrylieMaidstoneAppointed representativeBullivant Wealth Management LtdMaidstoneAppointed representativeDouble Two Financial Planning LtdMaidstoneAppointed representativeGordon Associates LtdMaidstoneAppointed representativeGraham AlnerMaidstoneAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on TWC Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 10 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is TWC Financial Limited FCA authorised?
TWC Financial Limited (FRN 968366) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for TWC Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. TWC Financial Limited (FRN 968366) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use TWC Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from TWC Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is TWC Financial’s phone number and website?
The FCA register lists the phone number 01622 589480 and the website twcfinancial.co.uk for TWC Financial. If you were given different contact details, use these to check with the firm before going any further.
Is TWC Financial a scam or clone?
TWC Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with TWC Financial?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for TWC Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns TWC Financial?
Companies House lists 3 people with significant control of TWC Financial: Mr Scott James Comfort (significant influence or control), Mr Neil Thompstone (significant influence or control) and Mr Martin Paul Wilkinson (significant influence or control).
Who runs TWC Financial?
Companies House lists 3 directors of TWC Financial: Martin Paul Wilkinson, Scott James Comfort and Neil Thompstone.
How long has TWC Financial been in business?
The company was formed on 2 July 2021.
What do TWC Financial’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £588k (−13% from £680k) and cash at bank of £129k (−30% from £184k).

Sources and links

The full report on TWC Financial Limited

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