Two Kuva Limited

Reference number: 818445

Instant download

Registered with the FCA

This firm is registered as a small payment institution. That is a lighter regime than full FCA authorisation, applied to smaller payment firms, and safeguarding of customer money is optional at this size.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When kuvacash.com first appeared online, and whether it can receive email
  • What kind of line 07799 762516 is
  • Who else gives the postcode W1K 1QW
Instant PDF download
Other names (3)

If you were contacted under any of these names, it is this firm.

  • Kuva Trading name
  • Kuva Direct Trading name
  • Kuvacash Former trading name

FCA permissions and consumer protection

  • Handle payments & transfers No FSCS cover
    Safeguarding is optional for a payment firm of this size, so your money may not be held in a separate protected account. Ask the firm whether it safeguards customer funds before sending it money. FSCS protection does not apply either way.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • 6. Money remittance.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
TWO KUVA LTD
Company number
11323752
Company status
Active
Company type
Private limited company
Incorporated
23 April 2018 (8 years old)
Registered office
11 Old Bond Street, Mayfair, London W1s 4pn, Old Bond Street, London, W1S 4PN, England
Nature of business
  • Other information technology service activities (SIC 62090)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Kerdemelidis Director Nov 1975 15 Nov 2023 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 3 people who have been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 December 2025Abridged accountsNot audited

Net assets

£24.5k

Up £72.7k from −£48.2k

Employees (average)

2

Up 2 from 0

Owed within a year

£3,073

−98% from £186k

The accounts for the year to 31 December 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £124k, for the year to 31 December 2024.

Turnover

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 11323752. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Two Kuva’s history from the FCA register and Companies House, newest first.

Key events (10) All events (19)

2023

15 November 2023

  • James Saruchera no longer has significant control

Companies House

24 October 2023

  • Board replaced: its only director left and 2 new directors took over
  • Andrew Kerdemelidis gave up control
  • James Saruchera gained significant control

Companies House

23 October 2023

  • Andrew Kerdemelidis took control (75–100% of shares)

Companies House

2018

10 December 2018

  • Regulated by the FCA from this date
  • Supervised by HMRC under the money laundering rules from this date
  • Registered as a small payment institution

FCA register

23 April 2018

  • Incorporated at Companies House
  • Andrew Kerdemelidis took control (75–100% of shares)

Companies House

In the full report: all 19 events

  • All 19 events in its history (10 shown here)
  • Every director appointment and resignation: 5
Instant PDF download

Firms connected to Two Kuva

Other FCA-listed firms that share a director, phone number or address with Two Kuva. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Two Kuva

Other firms of the same type (payment or money transfer firm), nearest first.

In London

StoneX Financial LtdLondonAuthorisedReal Transfer LimitedLondonAuthorisedOnafriq UK LimitedLondonAuthorisedDaytona Capital Management LimitedLondonAuthorisedSable International FX LimitedLondonAuthorisedTrolley Payments UK LtdLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Two Kuva

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 19 events in its history
  • 2 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Two Kuva Limited FCA authorised?
Yes, Two Kuva Limited (FRN 818445) is registered with the FCA and permitted to provide its regulated services.
What is Two Kuva’s phone number and website?
The FCA register lists the phone number 07799 762516 and the website kuvacash.com for Two Kuva. If you were given different contact details, use these to check with the firm before going any further.
Is Two Kuva a scam or clone?
Two Kuva is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Two Kuva?
Protection depends on which product you hold and how Two Kuva handles your money, so check the specific product before you commit. You can also refer complaints about Two Kuva to the Financial Ombudsman Service, free of charge.
Who owns Two Kuva?
Companies House lists one person with significant control of Two Kuva: Mr Andrew Kerdemelidis (75–100% of shares). Before that, it was controlled by Andrew Kerdemelidis and Mr James Saruchera.
Who runs Two Kuva?
Companies House lists one director of Two Kuva: Andrew Kerdemelidis.
How long has Two Kuva been in business?
The company was formed on 23 April 2018, and has held its current FCA authorisation since December 2018.
What do Two Kuva’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £24.5k (up £72.7k from −£48.2k).
Does Two Kuva use any other names?
It trades as Kuva and Kuva Direct. It has previously used the name Kuvacash.

Sources and links

The full report on Two Kuva Limited

£19.99 · Instant PDF download

Loading secure checkout…