UHI North, West & Hebrides

UHI North, West & Hebrides (FRN 1033112) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. UHI North, West & Hebrides (FRN 1033112) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not UHI North, West & Hebrides. Example: if UHI North, West & Hebrides refers you to a financial adviser, the advice should come from the principal firm, not from UHI North, West & Hebrides itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

The FCA register lists the phone number 01847 889228 and the website nwh.uhi.ac.uk/en for UHI North, West & Hebrides. If you were given different contact details, use these to check with the firm before going any further.

UHI North, West & Hebrides is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Protection works through SME HCI Limited, the principal firm responsible for UHI North, West & Hebrides's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.