UK Life Rates Limited

Reference number: 1061040

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • UK Life Rates Limited (FRN 1061040) introduces customers to Lifesearch Partners Limited (FRN 656479). Any regulated advice or arranging is done by the principal, not UK Life Rates.
  • Example: if UK Life Rates refers you to a financial adviser, the advice should come from the principal firm, not from UK Life Rates itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    +1 140 399 280 22

  • Address

    60 St Martin's Lane, London, WC2N 4JS, United Kingdom

In the full report: 2 background checks

  • What kind of line +1 140 399 280 22 is
  • Who else gives the postcode WC2N 4JS
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Lifesearch Partners Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
7 July 2026 (less than a year old)
Registered office
60 St. Martin's Lane, London, WC2N 4JS, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Apostolos Panayiotis Hadzoglou Director Aug 1976 7 Jul 2026 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

UK Life Rates’s history from the FCA register and Companies House, newest first.

2026

4 August 2026

  • Became an introducer appointed representative

FCA register

7 July 2026

  • Incorporated at Companies House
  • Consumer Genius Limited took control (75–100% of shares)
  • Apostolos Panayiotis Hadzoglou appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to UK Life Rates

Other FCA-listed firms that share a director, phone number or address with UK Life Rates. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like UK Life Rates

Other firms of the same type (insurance broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on UK Life Rates

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is UK Life Rates Limited FCA authorised?
UK Life Rates Limited (FRN 1061040) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for UK Life Rates?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. UK Life Rates Limited (FRN 1061040) introduces customers to Lifesearch Partners Limited (FRN 656479). Any regulated advice or arranging is done by the principal, not UK Life Rates. Example: if UK Life Rates refers you to a financial adviser, the advice should come from the principal firm, not from UK Life Rates itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is UK Life Rates’ phone number?
The FCA register lists the phone number +1 140 399 280 22 for UK Life Rates. If you were given different contact details, use these to check with the firm before going any further.
Is UK Life Rates a scam or clone?
UK Life Rates is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with UK Life Rates?
Protection works through Lifesearch Partners Limited, the principal firm responsible for UK Life Rates's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns UK Life Rates?
UK Life Rates is owned by Consumer Genius Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 7 July 2026.
Who runs UK Life Rates?
Companies House lists one director of UK Life Rates: Apostolos Panayiotis Hadzoglou.
How long has UK Life Rates been in business?
The company was formed on 7 July 2026.

Sources and links

The full report on UK Life Rates Limited

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