Authorised, but in an insolvency process
This firm is under the control of insolvency practitioners and may have stopped taking on new business. If you are or were a customer, deal with the appointed office holders rather than the firm.
- No FCA actions
- Accounts filed up to 31 March 2019
- Company: in liquidation
- Accounts are overdue at Companies House
- Confirmation statement is overdue at Companies House
- On its latest accounts it owed £1.69m more than it owned
What the FCA says
ATTENTION - Firm in an insolvency process
This firm is in an insolvency process. It is under the control of the appointed insolvency office holder(s) and may have stopped taking on new business. It has to continue to meet our standards in line with its regulatory status, including when dealing with its customers. If you are/were a customer check how this affects you with the firm or the appointed insolvency office holder(s).
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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No phone number on the FCA register
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Address
amie Playford, Lawrence House, 5 St Andrews Hill, Norwich, NR2 1AD, United Kingdom
In the full report: 1 background check
- Who else gives the postcode NR2 1AD
Warning
Scammers have impersonated this firm
Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.
The FCA warning these came from
- UK Trust Loans 13 October 2016
Scammers change these details often. Always check the live FCA warning.
Past FCA permissions and consumer protection
- In an insolvency processMoney the firm held is returned through the appointed office holders, which takes time and can fall short. The FSCS covers eligible claims up to its limits, and the Ombudsman can still look at a complaint.
Show FCA detail (2 permissions)
- Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
- Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
Limits on the record
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Not permitted to canvass off trade premises
The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
The clone warnings above are scammers using this firm's name, not something the firm has done.
Companies House record
The company behind the firm: its status, age, registered office and directors.
Concerns on the company record
- Companies House records this company in liquidation, but it is still authorised on the FCA register.
- Accounts are overdue at Companies House.
- Confirmation statement is overdue at Companies House.
- This company has insolvency history on record.
- Company number
- 08290762 (opens Companies House in a new tab)
- Company status
- Liquidation
- Company type
- Private limited company
- Incorporated
- 12 November 2012 (13 years old)
- Registered office
- Lawrence House, 5 St Andrews Hill, Norwich, Norfolk, NR2 1AD
- Nature of business
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- Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Barnaby Peter Alexei Reddin | Director | May 1967 | 1 Feb 2013 | None |
| Brian Stevenson | Director | Jun 1966 | 1 Feb 2013 | 12 other companies |
| Paul Fidler | Director | Oct 1958 | 1 Feb 2013 | 2 other companies |
| Gordon Batchelor | Director | Sep 1958 | 1 Feb 2018 | 1 other company |
| TRAGOR LTD | Corporate secretary | Not published | 1 Jan 2015 | – |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 15
- closed down
- 7
- still active
- 8
In the full report: all 15 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 6 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
−£1.69m
Down £386k from −£1.30m
Cash at bank
£75.0k
−30% from £107k
Its next accounts are overdue at Companies House.
Net assets are negative: on its last balance sheet the company owed £1.69m more than it owned.
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 08290762. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
UK Trust loans’s history from the FCA register and Companies House, newest first.
2016
13 October 2016
- FCA warned the public about a scam impersonating this firm
FCA warning list
18 August 2016
- Regulated by the FCA from this date
- FCA imposed a requirement (Not permitted to canvass off trade premises)
- Became authorised by the FCA
FCA register
6 April 2016
- Brian Stevenson became a part-owner (25–50% of shares)
- Paul Fidler became a part-owner (25–50% of shares)
Companies House
2012
12 November 2012
- Incorporated at Companies House
Companies House
In the full report: all 17 events
- All 17 events in its history (7 shown here)
- Every director appointment and resignation: 8
Firms connected to UK Trust loans
Other FCA-listed firms that share a director, phone number or address with UK Trust loans. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share its postcode
- 2
In the full report: all 2 connected firms, named
- How each is linked: the same postcode (2)
- Who links each one: the named directors, with dates
Firms like UK Trust loans
Other firms of the same type (lender), nearest first.
In Norwich
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on UK Trust loans
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 15 other companies its directors have run, named
- 1 background check on its contact details
- All 17 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
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What do UK Trust loans’ latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- FCA warning: UK Trust Loans fca.org.uk
- Report a scam to the FCA fca.org.uk