Union Bank of India (UK) Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 13 years
Your funds are protected by FSCS
No FCA actions
Active company since 2011

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

unionbankofindiauk.co.uk (opens in a new tab)
Phone number

020 7332 4250
Address

12 Arthur Street, London, EC4R 9AB, United Kingdom

In the full report: 3 background checks

When unionbankofindiauk.co.uk first appeared online, and whether it can receive email
What kind of line 020 7332 4250 is
Who else gives the postcode EC4R 9AB

Other names (1)

If you were contacted under any of these names, it is this firm.

UBI UK Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

Hold or safeguard your money FSCS may apply
Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (4 permissions)

Accepting Deposits
Dealing in investments as principal
Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 07653660 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 1 June 2011 (15 years old)
Registered office: 12 Arthur Street, London, EC4R 9AB, England
Nature of business: Banks (SIC 64191)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Joseph Jerry Liow Yune Loy	Director	Mar 1969	26 Oct 2023	8 other companies
Rahul Kumar	Director	Jan 1985	6 Mar 2024	None
Dawn Heather Brown	Director	Jul 1967	26 Sep 2024	1 other company
Syam Sunder Tantassery Sivaraman Tanta	Director	May 1972	21 Jul 2025	None
Ramasubramanian Sankarnaraynan	Director	Jun 1967	1 Sep 2025	None
Asheesh Pandey	Director	Jun 1971	20 Oct 2025	None

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 9
closed down: 1
are FCA-registered: 3

In the full report: all 9 companies, named

What each company does, and whether it is still trading
Which of these 6 directors sit on each board, and since when
Any that went into liquidation or administration
The 3 on the FCA register
All 32 people who have ever been directors, with their dates

Key dates in its history

Union Bank of India (UK)’s history from the FCA register and Companies House, newest first.

Key events (6) All events (68)

2016

6 April 2016

Union Bank Of India took control (75–100% of shares)

Companies House

2013

4 October 2013

Changed its registered name from "UBI UK Limited"

FCA register

6 September 2013

Regulated by the FCA from this date
Regulated by the Prudential Regulation Authority from this date
Became authorised by the FCA

FCA register

2011

1 June 2011

Incorporated at Companies House

Companies House

In the full report: all 68 events

All 68 events in its history (6 shown here)
Every director appointment and resignation: 60

Firms connected to Union Bank of India (UK)

Other FCA-listed firms that share a director, phone number or address with Union Bank of India (UK). A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 6
share a director: 1
share its postcode: 5

In the full report: all 6 connected firms, named

How each is linked: shared directors (1), the same postcode (5)
Who links each one: the named directors, with dates
2 past links through former directors

Firms like Union Bank of India (UK)

Other firms of the same type (bank or building society), nearest first.

In London

Wells Fargo Bank, National AssociationLondonAuthorised Itau BBA International PLCLondonAuthorised Adyen N.V.LondonAuthorised Credit Suisse (UK) LimitedLondonAuthorised UBS AGLondonAuthorised DB UK Bank LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Union Bank of India (UK)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

9 other companies its directors have run, named
3 background checks on its contact details
All 68 events in its history
6 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Union Bank of India (UK) Limited FCA authorised?

Yes, Union Bank of India (UK) Limited (FRN 601551) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2013 and works as a bank or building society. The FCA has placed no limits on its permissions.

What is Union Bank of India (UK)’s phone number and website?

The FCA register lists the phone number 020 7332 4250 and the website unionbankofindiauk.co.uk for Union Bank of India (UK). If you were given different contact details, use these to check with the firm before going any further.

Is Union Bank of India (UK) a scam or clone?

Union Bank of India (UK) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Union Bank of India (UK)?

It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Union Bank of India (UK) to the Financial Ombudsman Service, free of charge.

Who owns Union Bank of India (UK)?

Union Bank of India (UK) is owned by Union Bank Of India, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.

Who runs Union Bank of India (UK)?

Companies House lists 6 directors of Union Bank of India (UK): Joseph Jerry Liow Yune Loy, Rahul Kumar, Dawn Heather Brown, Syam Sunder Tantassery Sivaraman Tanta, Ramasubramanian Sankarnaraynan and Asheesh Pandey.

How long has Union Bank of India (UK) been in business?

The company was formed on 1 June 2011, and has held its current FCA authorisation since September 2013.

Does Union Bank of India (UK) use any other names?

It has previously used the name UBI UK Limited.