Union Financial Planning Ltd

Reference number: 953926

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No longer an appointed representative

This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 1 July 2021.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Last known phone number

    01905 600228

  • Last known address

    2nd Floor Independence House, 16 Queen Street, Worcester, Worcestershire, WR1 2PL, United Kingdom

In the full report: 2 background checks

  • What kind of line 01905 600228 is, and the other firm that gives it
  • Who else gives the postcode WR1 2PL
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Union Lifestyle Financial Planning Trading name

Past FCA permissions and consumer protection

  • The record is closed
    Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

FCA disciplinary action and complaints

No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12465787
Company status
Active
Company type
Private limited company
Incorporated
17 February 2020 (6 years old)
Registered office
16 Queen Street, 2nd Floor Independence House, Worcester, Worcestershire, WR1 2PL, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Philip Andrew Knowles Director Dec 1957 17 Feb 2020 6 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
2
is FCA-registered
1

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

6 months to 30 September 2026Micro-entity accountsNot audited

Total equity

£129

Up £228 from −£99

Employees (average)

0

−100% from 1

Owed within a year

£46

Down £71 from £117

Total equity

In the full report: all 7 years of accounts

  • Every year from 2021 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12465787. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Union Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (7) All events (13)

2025

15 September 2025

  • Robert Burns stopped being a part-owner

Companies House

2023

13 July 2023

  • Jonathan Arr gave up control
  • Philip Andrew Knowles took control (75–100% of shares)
  • Robert Burns became a part-owner (25–50% of shares)

Companies House

2021

1 July 2021

  • Stopped being an appointed representative

FCA register

2020

17 February 2020

  • Incorporated at Companies House
  • Jonathan Arr took control (75–100% of shares)

Companies House

In the full report: all 13 events

  • All 13 events in its history (7 shown here)
  • Every director appointment and resignation: 5
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Firms connected to Union Financial Planning

Other FCA-listed firms that share a director, phone number or address with Union Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
1
share its phone number
1

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (1), the same phone number (1), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Union Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Worcester

Affinity Financial Associates LtdWorcesterAuthorisedAthena Financial Planning LimitedWorcesterAuthorisedBespoke-Advice LimitedWorcesterAuthorisedBritannic Place Financial Management LimitedWorcesterAuthorisedEVA Capital Management LimitedWorcesterAuthorisedFinance 21 LimitedWorcesterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Union Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 13 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Union Financial Planning Ltd FCA authorised?
No. Union Financial Planning Ltd (FRN 953926) is still listed on the FCA register, but the record is closed: no longer an appointed representative.
Is Union Financial Planning a scam or clone?
Union Financial Planning is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.
Is my money safe with Union Financial Planning?
Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with Union Financial Planning has no cover, because it is no longer permitted to carry it out.
Who owns Union Financial Planning?
Companies House lists one person with significant control of Union Financial Planning: Mr Philip Andrew Knowles (75–100% of shares). Before that, it was controlled by Mr Robert Burns and Mr Jonathan Arr.
Who runs Union Financial Planning?
Companies House lists one director of Union Financial Planning: Philip Andrew Knowles.
How long has Union Financial Planning been in business?
The company was formed on 17 February 2020.
What do Union Financial Planning’s latest accounts show?
Its latest accounts, to 30 September 2026, show total equity of £129 (up £228 from −£99).
Does Union Financial Planning use any other names?
It trades as Union Lifestyle Financial Planning.

Sources and links

The full report on Union Financial Planning Ltd

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