Unionworld Limited
Reference number: 415637
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 21 years
- Protected through the principal
- No FCA actions
- Active company since 2002
- Accounts filed up to 28 February 2025
Responsible principal firm
Arthur J. Gallagher Insurance Brokers Limited Reference number: 311786 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Unionworld Limited (FRN 415637) is an AR of Arthur J. Gallagher Insurance Brokers Limited (FRN 311786). When you use Unionworld's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Unionworld, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Lighthouse Road, Trevose Head, Padstow, Cornwall, PL28 8SQ, United Kingdom
In the full report: 3 background checks
- When harlynsands.co.uk first appeared online, and whether it can receive email
- What kind of line 01841 520720 is
- Who else gives the postcode PL28 8SQ
Other names (6)
If you were contacted under any of these names, it is this firm.
- Harlyn Sands Holiday Park Trading name: A name it trades under now.
- Union World Ltd Former name: A name it was registered under before.
- Brookside Social Club Former trading name: A name it used to trade under.
- Long Meadow Properties Limited Former trading name: A name it used to trade under.
- Myan Estates Limited Former trading name: A name it used to trade under.
- Victoria Snooker Club Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Arthur J. Gallagher Insurance Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 04375065 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 15 February 2002 (24 years old)
- Registered office
- Tregeseal, 6 Lower Port View, Saltash, Cornwall, PL12 4BY, United Kingdom
- Nature of business
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- Recreational vehicle parks, trailer parks and camping grounds (SIC 55300)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Loraine Jean Richards | Director | Feb 1958 | 12 Sep 2002 | 4 other companies |
| Victoria Richards | Director | Sep 1980 | 12 Sep 2002 | 3 other companies |
| Wesley Vincent Richards | Director | Apr 1977 | 12 Sep 2002 | 1 other company |
| Leslie Jean Richards | Director | May 1986 | 5 Nov 2009 | 13 other companies |
| Loraine Jean Richards | Secretary | Not published | 15 Feb 2002 | 4 other companies |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 13
- closed down
- 3
- run together
- 6
In the full report: all 13 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 6 companies these 4 directors run together
- All 6 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£2.37m
+2.7% from £2.31m
Cash at bank
£45.3k
+67% from £27.1k
Employees (average)
25
Same as 25
Owed within a year
£2.31m
+46% from £1.58m
Net assets
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 04375065. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Unionworld’s history from the FCA register and Companies House, newest first.
2023
1 December 2023
- Changed its registered name from "Union World Limited"
FCA register
2019
7 June 2019
- Changed its registered name from "Union World Ltd"
FCA register
2016
6 April 2016
- Globalstreet Investments Limited took control (75–100% of shares)
Companies House
2005
14 January 2005
- Became an appointed representative
FCA register
2002
15 February 2002
- Incorporated at Companies House
Companies House
In the full report: all 20 events
- All 20 events in its history (5 shown here)
- Every director appointment and resignation: 6
Firms like Unionworld
Other firms of the same type (insurance broker), nearest first.
In the Plymouth (PL) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Unionworld
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 13 other companies its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 20 events in its history
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Frequently asked questions about this firm
Is Unionworld Limited FCA authorised?
What does appointed representative mean for Unionworld?
What is Unionworld’s phone number and website?
Is Unionworld a scam or clone?
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Who owns Unionworld?
Who runs Unionworld?
How long has Unionworld been in business?
What do Unionworld’s latest accounts show?
Does Unionworld use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk