UNIPAAS Financial Services Ltd
Reference number: 929994
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Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Website
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Phone number
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Address
41 Chalton Street, London, Camden, NW1 1JD, United Kingdom
In the full report: 3 background checks
- When unipaas.com first appeared online, and whether it can receive email
- What kind of line 07880 235000 is
- Who else gives the postcode NW1 1JD
Other names (1)
If you were contacted under any of these names, it is this firm.
- Unipaas Trading name: A name it trades under now.
FCA permissions and consumer protection
- Handle payments & transfers Funds safeguardedYour money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
- 1. Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account.
- 2. Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account.
- 5. Issuing and/or acquiring of payment instruments.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- UNIPAAS FINANCIAL SERVICES LIMITED
- Company number
- 12314440 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 14 November 2019 (6 years old)
- Registered office
- 101 New Cavendish Street, 1st Floor South, London, W1W 6XH, United Kingdom
- Nature of business
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- Other service activities not elsewhere classified (SIC 96090)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| David Avgi | Director | Jul 1975 | 14 Nov 2019 | None |
| Robert Charles Caplehorn | Director | Jan 1956 | 20 Nov 2020 | 11 other companies |
| Philip John Atherton | Director | Apr 1964 | 22 Nov 2023 | 4 other companies |
| David Philip Lander | Director | Dec 1968 | 22 Nov 2023 | 4 other companies |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 18
- closed down
- 7
- are FCA-registered
- 3
In the full report: all 18 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 3 on the FCA register
- The 1 company these 4 directors run together
Filed accounts and finances
Turnover
£2.04m
+70% from £1.20m
Profit before tax
£58.8k
+103% from £28.9k
Net assets
£356k
+13% from £314k
Cash at bank
£271k
−7.1% from £292k
* Cash at bank usually includes customers’ money.
Turnover and profit
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- Both charts, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 12314440. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
UNIPAAS Financial Services’s history from the FCA register and Companies House, newest first.
2020
14 December 2020
- Regulated by the FCA from this date
- Became an authorised payment institution
FCA register
2019
14 November 2019
- Incorporated at Companies House
- David Avgi became the majority owner (50–75% of shares)
Companies House
In the full report: all 11 events
- All 11 events in its history (4 shown here)
- Every director appointment and resignation: 4
Firms connected to UNIPAAS Financial Services
Other FCA-listed firms that share a director, phone number or address with UNIPAAS Financial Services. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 5
- share a director
- 2
- share its postcode
- 3
In the full report: all 5 connected firms, named
- How each is linked: shared directors (2), the same postcode (3)
- Who links each one: the named directors, with dates
- 1 past link through former directors
Firms like UNIPAAS Financial Services
Other firms of the same type (payment or money transfer firm), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on UNIPAAS Financial Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 18 other companies its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 11 events in its history
- 5 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- How safeguarding works fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk