Unique FM Limited
Reference number: 925791
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 6 years
- Protected through the principal
- No FCA actions
- Active company since 2024
- Accounts filed up to 31 August 2025
Responsible principal firm
St. James's Place Wealth Management Plc Reference number: 195351 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Unique FM Limited (FRN 925791) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Unique FM's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Unique FM, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
8-9 Belfry Court, Sandy, Bedfordshire, SG19 1JR, United Kingdom
In the full report: 3 background checks
- When uniquefm.org first appeared online, and whether it can receive email
- What kind of line 01767 699318 is
- Who else gives the postcode SG19 1JR
Other names (2)
If you were contacted under any of these names, it is this firm.
- John Scarratt Former name: A name it was registered under before.
- Unique Financial Management Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 15871504 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 2 August 2024 (2 years old)
- Registered office
- Suites 10-12 The Hive, Bell Lane, Stevenage, Herts, SG1 3HW, United Kingdom
- Nature of business
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- Financial management (SIC 70221)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| John Richard Scarratt | Director | Dec 1965 | 2 Aug 2024 | None |
| Samantha Jane Scarratt | Director | Jul 1972 | 2 Aug 2024 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
Filed accounts and finances
Net assets
£6
No earlier figure to compare
Cash at bank
£51.0k
No earlier figure to compare
Employees (average)
5
No earlier figure to compare
Owed within a year
£29.6k
No earlier figure to compare
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 15871504. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Unique FM’s history from the FCA register and Companies House, newest first.
2026
27 March 2026
- Changed its registered name from "Unique Financial Management"
FCA register
2024
2 August 2024
- Incorporated at Companies House
- John Richard Scarratt took control (25–50% of shares)
- Samantha Jane Scarratt became a part-owner (25–50% of shares)
Companies House
21 March 2024
- Changed its registered name from "John Scarratt"
FCA register
2020
7 May 2020
- Became an appointed representative
FCA register
In the full report: all 10 events
- All 10 events in its history (6 shown here)
- Every director appointment and resignation: 2
Firms like Unique FM
Other firms of the same type (financial adviser), nearest first.
In Sandy
In the Stevenage (SG) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Unique FM
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- All 10 events in its history
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Unique FM Limited FCA authorised?
What does appointed representative mean for Unique FM?
What is Unique FM’s phone number and website?
Is Unique FM a scam or clone?
Is my money safe with Unique FM?
Who owns Unique FM?
Who runs Unique FM?
How long has Unique FM been in business?
What do Unique FM’s latest accounts show?
Does Unique FM use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk