Universal Asset Finance Limited

Reference number: 939753

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

AFS Compliance Ltd Reference number: 625035 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • UNIVERSAL ASSET FINANCE LIMITED (FRN 939753) is an AR of AFS Compliance Ltd (FRN 625035). When you use UNIVERSAL ASSET FINANCE's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from UNIVERSAL ASSET FINANCE, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07889 469157

  • Address

    Unit 11, Wheatley Business Centre, Old London Road, Oxford, Oxfordshire, OX33 1XW, United Kingdom

In the full report: 2 background checks

  • What kind of line 07889 469157 is
  • Who else gives the postcode OX33 1XW
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Other names (8)

If you were contacted under any of these names, it is this firm.

  • Asset Finance Solutions Trading name
  • Bus and Coach Centre Trading name
  • Universal Bus and Coach Finance Trading name
  • Universal Car Finance Trading name
  • Universal Commercial Business Finance Trading name
  • Universal Invoice Finance Trading name
  • Universal Motorsport Finance Trading name
  • BUS AND COACH CENTRE LIMITED Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through AFS Compliance Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13158885
Company status
Active
Company type
Private limited company
Incorporated
26 January 2021 (5 years old)
Registered office
Unit 11 Wheatley Business Centre, Old London Road, Wheatley, Oxfordshire, OX33 1XW, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
William Robin Blowfield Director Jan 1993 26 Jan 2021 9 other companies
David Anthony Tyrer Director Mar 1993 26 Jan 2021 4 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
13
closed down
4
still active
9

In the full report: all 13 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 January 2026Micro-entity accountsNot audited

Net assets

£277k

+76% from £157k

Employees (average)

2

−33% from 3

Owed within a year

£121k

+3.5% from £117k

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2022 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13158885. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Universal Asset Finance’s history from the FCA register and Companies House, newest first.

Key events (9) All events (18)

2026

17 July 2026

  • Blowfield Holdings Limited became a part-owner (25–50% of shares)
  • William Robin Blowfield stopped being a part-owner

Companies House

12 March 2026

  • Anthony Tyrer Holdings Limited became a part-owner (25–50% of shares)
  • David Anthony Tyrer stopped being a part-owner

Companies House

2021

6 May 2021

  • Changed its registered name from "BUS AND COACH CENTRE LIMITED"

FCA register

26 January 2021

  • Incorporated at Companies House
  • David Anthony Tyrer became a part-owner (25–50% of shares)
  • William Robin Blowfield became a part-owner (25–50% of shares)

Companies House

2020

30 November 2020

  • Became an appointed representative

FCA register

In the full report: all 18 events

  • All 18 events in its history (9 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Universal Asset Finance

Other FCA-listed firms that share a director, phone number or address with Universal Asset Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
no longer authorised
1
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Universal Asset Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Oxford

Carbon FC (Oxford) LtdOxfordAppointed representativeCloud Mortgage Services LimitedOxfordAppointed representativeEdward BattyOxfordAppointed representativeJohn Christopher EllisOxfordAppointed representativeMortgages Inc .LtdOxfordAppointed representativeRobert Francis BrownOxfordAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Universal Asset Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 13 other companies its directors have run, named
  • 2 background checks on its contact details
  • 5 years of accounts, charted
  • All 18 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Universal Asset Finance Limited FCA authorised?
Universal Asset Finance Limited (FRN 939753) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Universal Asset Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Universal Asset Finance Limited (FRN 939753) is an AR of AFS Compliance Ltd (FRN 625035). When you use Universal Asset Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Universal Asset Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Universal Asset Finance’s phone number?
The FCA register lists the phone number 07889 469157 for Universal Asset Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Universal Asset Finance a scam or clone?
Universal Asset Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Universal Asset Finance?
Protection works through AFS Compliance Ltd, the principal firm responsible for Universal Asset Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Universal Asset Finance?
Companies House lists 2 people with significant control of Universal Asset Finance: Blowfield Holdings Limited (25–50% of shares) and Anthony Tyrer Holdings Limited (25–50% of shares). Before that, it was controlled by Mr William Robin Blowfield and Mr David Anthony Tyrer.
Who runs Universal Asset Finance?
Companies House lists 2 directors of Universal Asset Finance: William Robin Blowfield and David Anthony Tyrer.
How long has Universal Asset Finance been in business?
The company was formed on 26 January 2021.
What do Universal Asset Finance’s latest accounts show?
Its latest accounts, to 31 January 2026, show net assets of £277k (+76% from £157k).
Does Universal Asset Finance use any other names?
It trades as Asset Finance Solutions, Bus and Coach Centre, Universal Bus and Coach Finance, Universal Car Finance and Universal Commercial Business Finance, and 2 more names. It has previously used the name BUS AND COACH CENTRE LIMITED.

Sources and links

The full report on Universal Asset Finance Limited

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