Universal Travel Synergy Ltd
Reference number: 1047579
Instant download
Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 2017
- Accounts filed up to 30 April 2025
- On its latest accounts it owed £104k more than it owned
- 1 thing worth a closer look in the background checks
Responsible principal firm
Affirm U.K. Limited Reference number: 756087 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- UNIVERSAL TRAVEL SYNERGY LTD (FRN 1047579) introduces customers to Affirm U.K. Limited (FRN 756087). Any regulated advice or arranging is done by the principal, not UNIVERSAL TRAVEL SYNERGY.
- Example: if UNIVERSAL TRAVEL SYNERGY refers you to a financial adviser, the advice should come from the principal firm, not from UNIVERSAL TRAVEL SYNERGY itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Phone number
-
Address
128 City Road, London, Islington, EC1V 2NX, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When travlock.com first appeared online, and whether it can receive email
- What kind of line 020 3884 1444 is
- Whether EC1V 2NX is a shared office: 214 other firms give it
Other names (2)
If you were contacted under any of these names, it is this firm.
- Travlock UK Trading name: A name it trades under now.
- Universal Flights UK Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Affirm U.K. Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 10720435 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 11 April 2017 (9 years old)
- Registered office
- 128 City Road, London, EC1V 2NX, United Kingdom
- Nature of business
-
- Travel agency activities (SIC 79110)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Amit Atwal | Director | May 1975 | 11 Apr 2017 | None |
| Mohit Uniyal | Director | Feb 1989 | 11 Apr 2017 | None |
| Sandeep Kinra | Director | Jul 1969 | 20 Sep 2019 | None |
| Pratyush Mishra | Director | Apr 1986 | 20 Sep 2019 | None |
In the full report: every company its directors have run
- Confirmation that these 4 directors run no other company
Filed accounts and finances
Total equity
−£104k
Down £37.4k from −£66.2k
Employees (average)
0
Same as 0
Owed within a year
£136k
−3.1% from £140k
Total equity is negative: on its last balance sheet the company owed £104k more than it owned.
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 10720435. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Universal Travel Synergy’s history from the FCA register and Companies House, newest first.
2026
12 January 2026
- Became an introducer appointed representative
FCA register
2017
11 April 2017
- Incorporated at Companies House
Companies House
In the full report: all 8 events
- All 8 events in its history (2 shown here)
- Every director appointment and resignation: 4
Firms like Universal Travel Synergy
Other firms of the same type (credit broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Universal Travel Synergy
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 7 years of accounts, charted
- All 8 events in its history
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Universal Travel Synergy Ltd FCA authorised?
What does introducer appointed representative mean for Universal Travel Synergy?
What is Universal Travel Synergy’s phone number and website?
Is Universal Travel Synergy a scam or clone?
Is my money safe with Universal Travel Synergy?
Who runs Universal Travel Synergy?
How long has Universal Travel Synergy been in business?
What do Universal Travel Synergy’s latest accounts show?
Does Universal Travel Synergy use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk