Universe Exchange Limited
Reference number: 566434
Instant download
Registered with the FCA
This firm is registered as a small payment institution. That is a lighter regime than full FCA authorisation, applied to smaller payment firms, and safeguarding of customer money is optional at this size.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
1456 London Road, London, SW16 4BU, United Kingdom
In the full report: 3 background checks
- When universe-exchange.com first appeared online, and whether it can receive email
- What kind of line 020 8002 8799 is, and the other firm that gives it
- Who else gives the postcode SW16 4BU
Other names (2)
If you were contacted under any of these names, it is this firm.
- Hashir Exchange Trading name: A name it trades under now.
- Muhammad Zamir Former trading name: A name it used to trade under.
Warning
Scammers have impersonated this firm
Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.
Fake phone numbers (2)
- 0131 385 7092
- 020 3747 4986
Fake email addresses (10)
- billing@didjbiemandvo.com
- billing@unified.ee
- david.goldmann@unified.ee
- dylan.gray@unified.ee
- ellison.davis@unified.ee
- info@universe.eu.com
- lukepatrickuniverse@gmail.com
- support@unified.ee
- support@universe.co.com
- withdrawals@unified.ee
Fake websites (2)
- unified.ee
- universe.co.com
The FCA warning these came from
- Universe.co.com 4 September 2023
Scammers change these details often. Always check the live FCA warning.
FCA permissions and consumer protection
- Handle payments & transfers No FSCS coverSafeguarding is optional for a payment firm of this size, so your money may not be held in a separate protected account. Ask the firm whether it safeguards customer funds before sending it money. FSCS protection does not apply either way.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
- 6. Money remittance.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
The clone warnings above are scammers using this firm's name, not something the firm has done.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 07722419 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 29 July 2011 (15 years old)
- Registered office
- Matches the FCA register address ✓
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Muhammad Zamir | Director | Jun 1970 | 29 Jul 2011 | 2 other companies |
| Ahmad Nawaz | Director | Jul 1994 | 18 Mar 2026 | None |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 2
- still active
- 2
- is FCA-registered
- 1
In the full report: all 2 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register, including one no longer authorised
- All 3 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£835
Up £168 from £667
Employees (average)
1
Same as 1
Owed within a year
£7,254
−4.7% from £7,615
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 07722419. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Universe Exchange’s history from the FCA register and Companies House, newest first.
2026
12 October 2026
- Ahmad Nawaz became a part-owner (25–50% of shares)
Companies House
16 March 2026
- Rafi Ullah became a part-owner (25–50% of shares)
Companies House
2023
4 September 2023
- FCA warned the public about a scam impersonating this firm
FCA warning list
2018
3 September 2018
- Registered as a small payment institution
FCA register
2016
29 July 2016
- Muhammad Zamir became a part-owner (25–50% of shares)
Companies House
2013
1 April 2013
- Regulated by the FCA from this date
FCA register
2011
12 October 2011
- Regulated by the Financial Services Authority from this date
FCA register
1 September 2011
- Supervised by HMRC under the money laundering rules from this date
FCA register
29 July 2011
- Incorporated at Companies House
Companies House
In the full report: all 18 events
- All 18 events in its history (9 shown here)
- Every director appointment and resignation: 4
Firms connected to Universe Exchange
Other FCA-listed firms that share a director, phone number or address with Universe Exchange. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share a director
- 1
- share its phone number
- 1
In the full report: all 2 connected firms, named
- How each is linked: shared directors (1), the same phone number (1), the same postcode (2)
- Who links each one: the named directors, with dates
Firms like Universe Exchange
Other firms of the same type (payment or money transfer firm), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Universe Exchange
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 18 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Universe Exchange Limited FCA authorised?
What is Universe Exchange’s phone number and website?
Is Universe Exchange a scam or clone?
Is my money safe with Universe Exchange?
Who owns Universe Exchange?
Who runs Universe Exchange?
How long has Universe Exchange been in business?
What do Universe Exchange’s latest accounts show?
Does Universe Exchange use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- FCA warning: Universe.co.com fca.org.uk
- How safeguarding works fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk