University of Bradford

Reference number: 1057176

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Introducer appointed representative

University of Bradford can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

SME HCI Limited Reference number: 626422 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • University of Bradford (FRN 1057176) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not University of Bradford.
  • Example: if University of Bradford refers you to a financial adviser, the advice should come from the principal firm, not from University of Bradford itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When bradford.ac.uk first appeared online, and whether it can receive email
  • What kind of line 07585 565057 is
  • Who else gives the postcode BD7 1DP
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through SME HCI Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Get the full report on University of Bradford

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details

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Frequently asked questions about this firm

Is University of Bradford FCA authorised?
University of Bradford (FRN 1057176) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for University of Bradford?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. University of Bradford (FRN 1057176) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not University of Bradford. Example: if University of Bradford refers you to a financial adviser, the advice should come from the principal firm, not from University of Bradford itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is University of Bradford’s phone number and website?
The FCA register lists the phone number 07585 565057 and the website bradford.ac.uk/external for University of Bradford. If you were given different contact details, use these to check with the firm before going any further.
Is University of Bradford a scam or clone?
University of Bradford is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with University of Bradford?
Protection works through SME HCI Limited, the principal firm responsible for University of Bradford's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Sources and links

The full report on University of Bradford

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