Utopia Financial Partners Limited

Reference number: 839209

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Utopia Financial Partners Limited (FRN 839209) is an AR of New Leaf Distribution Limited (FRN 460421). When you use Utopia Financial Partners's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Utopia Financial Partners, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01702 431130

    Also given by a firm that is no longer authorised. Check you are dealing with the firm on this page.

  • Address

    Garfield House 165-167, High Street, Rayleigh, Essex, SS6 7QA, United Kingdom

In the full report: 2 background checks

  • What kind of line 01702 431130 is, and the 152 other firms that give it
  • Who else gives the postcode SS6 7QA
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Mortgage on the Hill Trading name: A name it trades under now.
  • Utopia Financial Partners Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through New Leaf Distribution Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
22 May 2012 (14 years old)
Registered office
1 Mulgrave Road, Harrow, HA1 3UF, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Dev Sopal Director Jun 1975 22 May 2012 5 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
2
still active
3

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 May 2025Micro-entity accountsNot audited

Net assets

£295

−90% from £2,831

Employees (average)

1

Same as 1

Owed within a year

£9,584

−38% from £15.5k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08078103. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Utopia Financial Partners’s history from the FCA register and Companies House, newest first.

2025

21 May 2025

  • Changed its registered name from "Utopia Financial Partners Ltd"

FCA register

2019

1 April 2019

  • Became an appointed representative

FCA register

2017

2 June 2017

  • Priyesh Parekh stopped being a part-owner

Companies House

1 January 2017

  • Dev Sopal became a part-owner (25–50% of shares)
  • Priyesh Parekh became a part-owner (25–50% of shares)

Companies House

2012

22 May 2012

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (6 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Utopia Financial Partners

Other FCA-listed firms that share a director, phone number or address with Utopia Financial Partners. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
12
share its phone number
12
share its postcode
1

In the full report: all 12 connected firms, named

  • How each is linked: the same phone number (12), the same postcode (1)
  • Who links each one: the named directors, with dates
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Firms like Utopia Financial Partners

Other firms of the same type (financial adviser), nearest first.

In Rayleigh

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Utopia Financial Partners

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 10 events in its history
  • 12 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Utopia Financial Partners Limited FCA authorised?
Utopia Financial Partners Limited (FRN 839209) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Utopia Financial Partners?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Utopia Financial Partners Limited (FRN 839209) is an AR of New Leaf Distribution Limited (FRN 460421). When you use Utopia Financial Partners's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Utopia Financial Partners, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Utopia Financial Partners’ phone number?
The FCA register lists the phone number 01702 431130 for Utopia Financial Partners. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 152 other FCA firms, one of which is no longer authorised.
Is Utopia Financial Partners a scam or clone?
Utopia Financial Partners is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Utopia Financial Partners?
Protection works through New Leaf Distribution Limited, the principal firm responsible for Utopia Financial Partners's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Utopia Financial Partners?
Companies House lists one person with significant control of Utopia Financial Partners: Dev Sopal (25–50% of shares). Before that, it was controlled by Priyesh Parekh.
Who runs Utopia Financial Partners?
Companies House lists one director of Utopia Financial Partners: Dev Sopal.
How long has Utopia Financial Partners been in business?
The company was formed on 22 May 2012.
What do Utopia Financial Partners’ latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £295 (−90% from £2,831).
Does Utopia Financial Partners use any other names?
It trades as Mortgage on the Hill. It has previously used the name Utopia Financial Partners Ltd.

Sources and links

The full report on Utopia Financial Partners Limited

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